This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, HOJAIN branch in GUWAHATI. The 11-digit IFSC BARB0HOJAIN uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the HOJAIN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – HOJAIN is BARB0HOJAIN. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters HOJAIN map to this branch in GUWAHATI, ASSAM.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Hojain branch — IFSC BARB0HOJAIN — extends the bank's services to customers in and around Guwahati, Assam.
About the Hojain branch
The Hojain branch of Bank of Baroda is situated at GROUND FLOOR , SATI JAIMATI ROAD 782435. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0HOJAIN is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Hojain |
| IFSC Code | BARB0HOJAIN |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR , SATI JAIMATI ROAD 782435 |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HOJAIN branch came to be assigned the code BARB0HOJAIN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HOJAIN, money simply cannot be routed to the HOJAIN branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Hojain branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0HOJAIN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0HOJAIN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HOJAIN across all three.
NEFT to Bank of Baroda, HOJAIN using IFSC BARB0HOJAIN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0HOJAIN, and confirm that the system picks up Bank of Baroda – HOJAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HOJAIN
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's HOJAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0HOJAIN while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – HOJAIN, use IMPS. With IFSC BARB0HOJAIN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0HOJAIN for Bank of Baroda – HOJAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0HOJAIN | Yes – BARB0HOJAIN | Yes – BARB0HOJAIN |
For most retail customers crediting the Hojain branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's HOJAIN branch, the IFSC BARB0HOJAIN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Hojain branch is mapped to IFSC BARB0HOJAIN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0HOJAIN.
Products and services
Customers walking into the Hojain branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0HOJAIN
Online banking and IFSC BARB0HOJAIN
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HOJAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HOJAIN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Hojain branch
The branch is located at GROUND FLOOR , SATI JAIMATI ROAD 782435, which puts it inside Guwahati, the broader Guwahati district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Hojain branch” — the verified location pin for IFSC BARB0HOJAIN should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0HOJAIN and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – HOJAIN:
- The IFSC is exactly BARB0HOJAIN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and HOJAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hojain branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0HOJAIN, however, work 24x7.
Verifying IFSC BARB0HOJAIN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0HOJAIN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaHojain Branch
GROUND FLOOR , SATI JAIMATI ROAD 782435
Guwahati, Assam
Phone: 22-1800223344
IFSC: BARB0HOJAIN
Frequently asked questions
Can I use IFSC BARB0HOJAIN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0HOJAIN to send funds instantly.
How do I add Bank of Baroda Hojain as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0HOJAIN, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0HOJAIN valid for NEFT and RTGS?
Yes. IFSC BARB0HOJAIN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0HOJAIN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Hojain reflect within 30 minutes.
Does Bank of Baroda Hojain branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Hojain branch located?
Bank of Baroda's Hojain branch is located at GROUND FLOOR , SATI JAIMATI ROAD 782435, Guwahati, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hojain branch but serve different purposes.
Final notes
To recap: BARB0HOJAIN is the IFSC code of Bank of Baroda, HOJAIN branch, in GUWAHATI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
