IFSC Code of Bank of Baroda, Gurganwa Mustkil,Bareilly,Uttar Pradesh Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch in GURGANWA MUSTKIL, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0GURGAN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch, and detailed step-by-step guides for using the IFSC BARB0GURGAN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch, the IFSC BARB0GURGAN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and GURGAN identifies this particular branch.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch in Gurganwa Mustkil. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GURGAN.

Gurganwa Mustkil,Bareilly,Uttar Pradesh branch overview

Located at VILL GURGANWA,P O GURGANWA MUSTKIL,DIST BAREILLY,UTTAR PRADESH - 243303, the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GURGAN is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH of Bank of Baroda — its own 11-character IFSC. The code BARB0GURGAN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0GURGAN the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GURGAN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0GURGAN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GURGAN across all three.

NEFT to Bank of Baroda, GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH using IFSC BARB0GURGAN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GURGAN, and confirm that the system picks up Bank of Baroda – GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GURGAN while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH, use IMPS. With IFSC BARB0GURGAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gurganwa Mustkil,Bareilly,Uttar Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GURGAN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH is still linked to IFSC BARB0GURGAN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch, the IFSC BARB0GURGAN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch is mapped to IFSC BARB0GURGAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0GURGAN.

Products and services

Customers walking into the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GURGAN

Digital banking channels

Most day-to-day work that customers used to do at the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0GURGAN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch

The branch is located at VILL GURGANWA,P O GURGANWA MUSTKIL,DIST BAREILLY,UTTAR PRADESH - 243303, which puts it inside Gurganwa Mustkil, the broader Bareilly district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Gurganwa Mustkil,Bareilly,Uttar Pradesh branch” — the verified location pin for IFSC BARB0GURGAN should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0GURGAN and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH:

• The IFSC is exactly BARB0GURGAN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurganwa Mustkil,Bareilly,Uttar Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GURGAN, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GURGAN for Bank of Baroda – GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0GURGAN is the IFSC code of Bank of Baroda, GURGANWA MUSTKIL,BAREILLY,UTTAR PRADESH branch, in GURGANWA MUSTKIL, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.