Below are the complete branch details for Bank of Baroda, DINA NAGAR branch, located in GURDASPUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBDINA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBDINA for Bank of Baroda – DINA NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's DINA NAGAR branch, the IFSC BARB0DBDINA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBDINA identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Dina Nagar |
| IFSC Code | BARB0DBDINA |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP POLICE STATION GT ROADDINA NAGAR DISTT GURDASPUR DINANAGAR GURDASPUR PUNJAB 143531 |
| City | Gurdaspur |
| District | Gurdaspur |
| State | Punjab |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dina Nagar branch in Gurdaspur, Punjab is part of this network and uses the IFSC code BARB0DBDINA for all electronic settlement.
About this branch
The branch is located at OPP POLICE STATION GT ROADDINA NAGAR DISTT GURDASPUR DINANAGAR GURDASPUR PUNJAB 143531. It serves the Gurdaspur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBDINA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's DINA NAGAR branch came to be assigned the code BARB0DBDINA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBDINA, money simply cannot be routed to the DINA NAGAR branch electronically.
How to transfer money using IFSC BARB0DBDINA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBDINA across all three.
NEFT to Bank of Baroda, DINA NAGAR using IFSC BARB0DBDINA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBDINA, and confirm that the system picks up Bank of Baroda – DINA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DINA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's DINA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBDINA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda DINA NAGAR (IFSC BARB0DBDINA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBDINA in your mobile or internet banking app, and the money is credited to the DINA NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBDINA for Bank of Baroda – DINA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBDINA | Yes – BARB0DBDINA | Yes – BARB0DBDINA |
For most retail customers crediting the Dina Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBDINA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – DINA NAGAR is still mapped to IFSC BARB0DBDINA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBDINA and the beneficiary's account number to complete the transfer.
Account types you can open at the Dina Nagar branch
Once you have an account at Bank of Baroda – DINA NAGAR, the IFSC BARB0DBDINA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dina Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBDINA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBDINA and the account number together uniquely identify the Dina Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0DBDINA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the DINA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBDINA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0DBDINA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – DINA NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBDINA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dina Nagar branch sits at OPP POLICE STATION GT ROADDINA NAGAR DISTT GURDASPUR DINANAGAR GURDASPUR PUNJAB 143531. If you are travelling from outside Gurdaspur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBDINA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBDINA for Bank of Baroda – DINA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dina Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBDINA, however, work 24x7.
Branch address & contact
Bank of BarodaDina Nagar Branch
OPP POLICE STATION GT ROADDINA NAGAR DISTT GURDASPUR DINANAGAR GURDASPUR PUNJAB 143531
Gurdaspur, Punjab
Phone: 22-1800223344
IFSC: BARB0DBDINA
Frequently asked questions
Does Bank of Baroda Dina Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How do I add Bank of Baroda Dina Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBDINA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBDINA the same for all accounts at Dina Nagar branch?
Yes. The IFSC BARB0DBDINA is shared by every account held at Bank of Baroda's Dina Nagar branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Dina Nagar branch located?
Bank of Baroda's Dina Nagar branch is located at OPP POLICE STATION GT ROADDINA NAGAR DISTT GURDASPUR DINANAGAR GURDASPUR PUNJAB 143531, Gurdaspur, Punjab.
What is the phone number of Bank of Baroda Dina Nagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0DBDINA valid for NEFT and RTGS?
Yes. IFSC BARB0DBDINA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0DBDINA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBDINA to send funds instantly.
What is the IFSC code of Bank of Baroda Dina Nagar branch?
The IFSC code of Bank of Baroda, Dina Nagar branch is BARB0DBDINA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0DBDINA is the IFSC code of Bank of Baroda, DINA NAGAR branch, in GURDASPUR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
