Use this page as a one-stop reference for everything related to Bank of Baroda's GURDARI,GUMLA branch in GURDARI, JHARKHAND. The branch's IFSC code BARB0GURDAR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0GURDAR is the IFSC of Bank of Baroda's GURDARI,GUMLA branch. The format is fixed: BARB = bank code, 0 = reserved, GURDAR = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Gurdari,Gumla branch in Gurdari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GURDAR.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Gurdari,Gumla |
| IFSC Code | BARB0GURDAR |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING PANCHAYAT BHAWAN POST OFFICE, BISHUNPUR, 835206 |
| City | Gurdari |
| District | Gumla |
| State | Jharkhand |
| STD Code | 22 |
| Phone | 1800223344 |
Gurdari,Gumla branch overview
Located at BUILDING PANCHAYAT BHAWAN POST OFFICE, BISHUNPUR, 835206, the Gurdari,Gumla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GURDAR is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GURDARI,GUMLA branch came to be assigned the code BARB0GURDAR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GURDAR, money simply cannot be routed to the GURDARI,GUMLA branch electronically.
Account types you can open at the Gurdari,Gumla branch
Once you have an account at Bank of Baroda – GURDARI,GUMLA, the IFSC BARB0GURDAR stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gurdari,Gumla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0GURDAR
How to transfer money using IFSC BARB0GURDAR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GURDAR across all three.
How to use IFSC BARB0GURDAR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GURDARI,GUMLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0GURDAR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GURDARI,GUMLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GURDARI,GUMLA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GURDARI,GUMLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GURDAR while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda GURDARI,GUMLA (IFSC BARB0GURDAR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GURDAR in your mobile or internet banking app, and the money is credited to the GURDARI,GUMLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0GURDAR for Bank of Baroda – GURDARI,GUMLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0GURDAR | Yes – BARB0GURDAR | Yes – BARB0GURDAR |
For most retail customers crediting the Gurdari,Gumla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0GURDAR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GURDARI,GUMLA is still mapped to IFSC BARB0GURDAR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GURDAR and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0GURDAR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GURDARI,GUMLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GURDAR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gurdari,Gumla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GURDAR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0GURDAR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GURDARI,GUMLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0GURDAR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gurdari,Gumla branch
The branch is located at BUILDING PANCHAYAT BHAWAN POST OFFICE, BISHUNPUR, 835206, which puts it inside Gurdari, the broader Gumla district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Gurdari,Gumla branch” — the verified location pin for IFSC BARB0GURDAR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0GURDAR and your account number.
Verifying IFSC BARB0GURDAR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GURDAR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gurdari,Gumla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GURDAR continue to work without interruption.
Branch address & contact
Bank of BarodaGurdari,Gumla Branch
BUILDING PANCHAYAT BHAWAN POST OFFICE, BISHUNPUR, 835206
Gurdari, Jharkhand
Phone: 22-1800223344
IFSC: BARB0GURDAR
Frequently asked questions
Does Bank of Baroda Gurdari,Gumla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Gurdari,Gumla branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0GURDAR the same for all accounts at Gurdari,Gumla branch?
Yes. The IFSC BARB0GURDAR is shared by every account held at Bank of Baroda's Gurdari,Gumla branch. Only the account number changes from customer to customer.
Is IFSC BARB0GURDAR valid for NEFT and RTGS?
Yes. IFSC BARB0GURDAR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Gurdari,Gumla branch?
The IFSC code of Bank of Baroda, Gurdari,Gumla branch is BARB0GURDAR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0GURDAR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0GURDAR to send funds instantly.
Where is Bank of Baroda Gurdari,Gumla branch located?
Bank of Baroda's Gurdari,Gumla branch is located at BUILDING PANCHAYAT BHAWAN POST OFFICE, BISHUNPUR, 835206, Gurdari, Jharkhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurdari,Gumla branch but serve different purposes.
Final notes
To recap: BARB0GURDAR is the IFSC code of Bank of Baroda, GURDARI,GUMLA branch, in GURDARI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
