If you are searching for the IFSC code of Bank of Baroda, GUNTAKAL branch in GUNTAKAL, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0VJGUKA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GUNTAKAL branch, and detailed step-by-step guides for using the IFSC BARB0VJGUKA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – GUNTAKAL is BARB0VJGUKA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJGUKA map to this branch in GUNTAKAL, ANDHRA PRADESH.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guntakal branch in Guntakal, Andhra Pradesh is part of this network and uses the IFSC code BARB0VJGUKA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Guntakal |
| IFSC Code | BARB0VJGUKA |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 16 109 B MAIN ROAD GUNTAKAL |
| City | Guntakal |
| District | Tirupathi |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at NO 16 109 B MAIN ROAD GUNTAKAL. It serves the Guntakal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJGUKA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GUNTAKAL branch came to be assigned the code BARB0VJGUKA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJGUKA, money simply cannot be routed to the GUNTAKAL branch electronically.
Products and account variants supported
Every account opened at the Guntakal branch is mapped to IFSC BARB0VJGUKA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJGUKA.
Banking services available
The Guntakal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJGUKA
How to transfer money using IFSC BARB0VJGUKA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJGUKA across all three.
How to use IFSC BARB0VJGUKA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GUNTAKAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJGUKA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GUNTAKAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GUNTAKAL
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GUNTAKAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJGUKA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GUNTAKAL, use IMPS. With IFSC BARB0VJGUKA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJGUKA for Bank of Baroda – GUNTAKAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJGUKA | Yes – BARB0VJGUKA | Yes – BARB0VJGUKA |
For most retail customers crediting the Guntakal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJGUKA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GUNTAKAL is still mapped to IFSC BARB0VJGUKA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJGUKA and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Guntakal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJGUKA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJGUKA and the account number together uniquely identify the Guntakal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GUNTAKAL:
- The IFSC is exactly BARB0VJGUKA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and GUNTAKAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Guntakal branch sits at NO 16 109 B MAIN ROAD GUNTAKAL. If you are travelling from outside Guntakal, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJGUKA and your account number.
Verifying IFSC BARB0VJGUKA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJGUKA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guntakal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJGUKA, however, work 24x7.
Branch address & contact
Bank of BarodaGuntakal Branch
NO 16 109 B MAIN ROAD GUNTAKAL
Guntakal, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0VJGUKA
Frequently asked questions
Does Bank of Baroda Guntakal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Guntakal branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Guntakal branch?
The IFSC code of Bank of Baroda, Guntakal branch is BARB0VJGUKA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Guntakal branch located?
Bank of Baroda's Guntakal branch is located at NO 16 109 B MAIN ROAD GUNTAKAL, Guntakal, Andhra Pradesh.
How quickly will an NEFT transfer using BARB0VJGUKA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Guntakal reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Guntakal branch but serve different purposes.
Final notes
To recap: BARB0VJGUKA is the IFSC code of Bank of Baroda, GUNTAKAL branch, in GUNTAKAL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
