IFSC Code of Bank of Baroda, Ragimuddanahalli, Mandya Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, RAGIMUDDANAHALLI, MANDYA branch in GUMMANAHALLI. The 11-digit IFSC BARB0VJRAMU uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the RAGIMUDDANAHALLI, MANDYA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's RAGIMUDDANAHALLI, MANDYA branch, the IFSC BARB0VJRAMU breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJRAMU identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ragimuddanahalli, Mandya branch in Gummanahalli, Karnataka is part of this network and uses the IFSC code BARB0VJRAMU for all electronic settlement.

About the Ragimuddanahalli, Mandya branch

The Ragimuddanahalli, Mandya branch of Bank of Baroda is situated at SEETHARAMANJANEYA DEVASTHANA SAMITI, RAGIMUDDANAHALLI VILLAGE , GUMMANAHALLI PANCHAYAT, CHINAKURALI HOBLI , PANDAVAPURA TALUK, MANDYA , RAGIMUDDANAHALLI , 571455. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJRAMU is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAGIMUDDANAHALLI, MANDYA of Bank of Baroda — its own 11-character IFSC. The code BARB0VJRAMU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJRAMU the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0VJRAMU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJRAMU across all three.

How to use IFSC BARB0VJRAMU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RAGIMUDDANAHALLI, MANDYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VJRAMU.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as RAGIMUDDANAHALLI, MANDYA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0VJRAMU

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RAGIMUDDANAHALLI, MANDYA, ensure your bank's portal accepts IFSC BARB0VJRAMU while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda RAGIMUDDANAHALLI, MANDYA (IFSC BARB0VJRAMU)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJRAMU in your mobile or internet banking app, and the money is credited to the RAGIMUDDANAHALLI, MANDYA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJRAMU for Bank of Baroda – RAGIMUDDANAHALLI, MANDYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ragimuddanahalli, Mandya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VJRAMU

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RAGIMUDDANAHALLI, MANDYA is still mapped to IFSC BARB0VJRAMU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJRAMU and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ragimuddanahalli, Mandya branch is mapped to IFSC BARB0VJRAMU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJRAMU.

Banking services available

The Ragimuddanahalli, Mandya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJRAMU

MICR & cheque-truncation details

Cheques drawn on the Ragimuddanahalli, Mandya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJRAMU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VJRAMU

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAGIMUDDANAHALLI, MANDYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJRAMU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAGIMUDDANAHALLI, MANDYA:

• The IFSC is exactly BARB0VJRAMU with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RAGIMUDDANAHALLI, MANDYA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ragimuddanahalli, Mandya branch sits at SEETHARAMANJANEYA DEVASTHANA SAMITI, RAGIMUDDANAHALLI VILLAGE , GUMMANAHALLI PANCHAYAT, CHINAKURALI HOBLI , PANDAVAPURA TALUK, MANDYA , RAGIMUDDANAHALLI , 571455. If you are travelling from outside Gummanahalli, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJRAMU and your account number.

Verifying IFSC BARB0VJRAMU from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJRAMU by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ragimuddanahalli, Mandya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJRAMU continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0VJRAMU is the IFSC code of Bank of Baroda, RAGIMUDDANAHALLI, MANDYA branch, in GUMMANAHALLI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.