This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, SB TEMPLE ROAD, KALBURGI branch in GULBARGA. The 11-digit IFSC BARB0VJSBTE uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the SB TEMPLE ROAD, KALBURGI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – SB TEMPLE ROAD, KALBURGI is BARB0VJSBTE. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJSBTE map to this branch in GULBARGA, KARNATAKA.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Sb Temple Road, Kalburgi branch in Gulbarga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJSBTE.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Sb Temple Road, Kalburgi |
| IFSC Code | BARB0VJSBTE |
| MICR Code | Refer to cheque leaf |
| Branch Address | NR GOA HOTEL, BRAHMPUR VAIDYA ENCLAVE, SB TEMPLE ROAD, , , GB BAHAMANIPURA S.O, 585103 |
| City | Gulbarga |
| District | Gulbarga |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About the Sb Temple Road, Kalburgi branch
The Sb Temple Road, Kalburgi branch of Bank of Baroda is situated at NR GOA HOTEL, BRAHMPUR VAIDYA ENCLAVE, SB TEMPLE ROAD, , , GB BAHAMANIPURA S.O, 585103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJSBTE is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SB TEMPLE ROAD, KALBURGI of Bank of Baroda — its own 11-character IFSC. The code BARB0VJSBTE is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJSBTE the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sb Temple Road, Kalburgi branch is mapped to IFSC BARB0VJSBTE on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJSBTE.
Banking services available
The Sb Temple Road, Kalburgi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJSBTE
How to transfer money using IFSC BARB0VJSBTE
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJSBTE across all three.
NEFT to Bank of Baroda, SB TEMPLE ROAD, KALBURGI using IFSC BARB0VJSBTE
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJSBTE, and confirm that the system picks up Bank of Baroda – SB TEMPLE ROAD, KALBURGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SB TEMPLE ROAD, KALBURGI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SB TEMPLE ROAD, KALBURGI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJSBTE while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SB TEMPLE ROAD, KALBURGI, use IMPS. With IFSC BARB0VJSBTE and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJSBTE for Bank of Baroda – SB TEMPLE ROAD, KALBURGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJSBTE | Yes – BARB0VJSBTE | Yes – BARB0VJSBTE |
For most retail customers crediting the Sb Temple Road, Kalburgi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SB TEMPLE ROAD, KALBURGI branch, the IFSC BARB0VJSBTE is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sb Temple Road, Kalburgi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJSBTE is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJSBTE and the account number together uniquely identify the Sb Temple Road, Kalburgi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SB TEMPLE ROAD, KALBURGI:
- The IFSC is exactly BARB0VJSBTE with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SB TEMPLE ROAD, KALBURGI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sb Temple Road, Kalburgi branch sits at NR GOA HOTEL, BRAHMPUR VAIDYA ENCLAVE, SB TEMPLE ROAD, , , GB BAHAMANIPURA S.O, 585103. If you are travelling from outside Gulbarga, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJSBTE and your account number.
Verifying IFSC BARB0VJSBTE from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJSBTE by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sb Temple Road, Kalburgi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJSBTE continue to work without interruption.
Branch address & contact
Bank of BarodaSb Temple Road, Kalburgi Branch
NR GOA HOTEL, BRAHMPUR VAIDYA ENCLAVE, SB TEMPLE ROAD, , , GB BAHAMANIPURA S.O, 585103
Gulbarga, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJSBTE
Frequently asked questions
How do I add Bank of Baroda Sb Temple Road, Kalburgi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJSBTE, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Sb Temple Road, Kalburgi branch?
The IFSC code of Bank of Baroda, Sb Temple Road, Kalburgi branch is BARB0VJSBTE. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJSBTE the same for all accounts at Sb Temple Road, Kalburgi branch?
Yes. The IFSC BARB0VJSBTE is shared by every account held at Bank of Baroda's Sb Temple Road, Kalburgi branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0VJSBTE for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJSBTE to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sb Temple Road, Kalburgi branch but serve different purposes.
What is the phone number of Bank of Baroda Sb Temple Road, Kalburgi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJSBTE valid for NEFT and RTGS?
Yes. IFSC BARB0VJSBTE is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0VJSBTE is the IFSC code of Bank of Baroda, SB TEMPLE ROAD, KALBURGI branch, in GULBARGA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
