This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, GUDAVALLI branch in GUDAVALLI. The 11-digit IFSC BARB0VJGUDA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the GUDAVALLI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJGUDA is the IFSC of Bank of Baroda's GUDAVALLI branch. The format is fixed: BARB = bank code, 0 = reserved, VJGUDA = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Gudavalli |
| IFSC Code | BARB0VJGUDA |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104 |
| City | Gudavalli |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Gudavalli branch in Gudavalli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJGUDA.
Gudavalli branch overview
Located at D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104, the Gudavalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJGUDA is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GUDAVALLI branch came to be assigned the code BARB0VJGUDA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJGUDA, money simply cannot be routed to the GUDAVALLI branch electronically.
How to transfer money using IFSC BARB0VJGUDA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJGUDA across all three.
How to use IFSC BARB0VJGUDA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GUDAVALLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJGUDA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GUDAVALLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GUDAVALLI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GUDAVALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJGUDA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GUDAVALLI, use IMPS. With IFSC BARB0VJGUDA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gudavalli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJGUDA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUDAVALLI is still linked to IFSC BARB0VJGUDA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VJGUDA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GUDAVALLI is still mapped to IFSC BARB0VJGUDA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJGUDA and the beneficiary's account number to complete the transfer.
Account types you can open at the Gudavalli branch
Once you have an account at Bank of Baroda – GUDAVALLI, the IFSC BARB0VJGUDA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gudavalli branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJGUDA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJGUDA and the account number together uniquely identify the Gudavalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJGUDA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GUDAVALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJGUDA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0VJGUDA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GUDAVALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJGUDA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gudavalli branch sits at D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104. If you are travelling from outside Gudavalli, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJGUDA and your account number.
Verifying IFSC BARB0VJGUDA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJGUDA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gudavalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJGUDA, however, work 24x7.
Branch address & contact
Bank of BarodaGudavalli Branch
D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104
Gudavalli, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0VJGUDA
Frequently asked questions
Can I use IFSC BARB0VJGUDA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJGUDA to send funds instantly.
How do I add Bank of Baroda Gudavalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJGUDA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gudavalli branch but serve different purposes.
What is the phone number of Bank of Baroda Gudavalli branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Gudavalli branch?
The IFSC code of Bank of Baroda, Gudavalli branch is BARB0VJGUDA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJGUDA the same for all accounts at Gudavalli branch?
Yes. The IFSC BARB0VJGUDA is shared by every account held at Bank of Baroda's Gudavalli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0VJGUDA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Gudavalli reflect within 30 minutes.
Where is Bank of Baroda Gudavalli branch located?
Bank of Baroda's Gudavalli branch is located at D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104, Gudavalli, Andhra Pradesh.
Summary
The IFSC code BARB0VJGUDA belongs to Bank of Baroda's GUDAVALLI branch, located at D.NO.17, GUDAVALLI VILLAGE, , VIJAYAWADA RURAL, , KRISHNA , GUDAVALLI , 521104 in GUDAVALLI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
