IFSC Code of Bank of Baroda, Nepeansea Rd Branch Branch, Maharashtra

Below are the complete branch details for Bank of Baroda, NEPEANSEA RD BRANCH branch, located in GREATER MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0NEPEAN. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0NEPEAN for Bank of Baroda – NEPEANSEA RD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – NEPEANSEA RD BRANCH is BARB0NEPEAN. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NEPEAN map to this branch in GREATER MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nepeansea Rd Branch branch in Greater Mumbai, Maharashtra is part of this network and uses the IFSC code BARB0NEPEAN for all electronic settlement.

About the Nepeansea Rd Branch branch

The Nepeansea Rd Branch branch of Bank of Baroda is situated at NEPEANSEA RD BRANCH,SIDDHARTHA APT 21 NEPEAN SEA ROAD J MEHTA MARG,MUMBAI,400036. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NEPEAN is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NEPEANSEA RD BRANCH branch came to be assigned the code BARB0NEPEAN.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0NEPEAN, money simply cannot be routed to the NEPEANSEA RD BRANCH branch electronically.

How to transfer money using IFSC BARB0NEPEAN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NEPEAN across all three.

NEFT to Bank of Baroda, NEPEANSEA RD BRANCH using IFSC BARB0NEPEAN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NEPEAN, and confirm that the system picks up Bank of Baroda – NEPEANSEA RD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEPEANSEA RD BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NEPEANSEA RD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NEPEAN while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – NEPEANSEA RD BRANCH, use IMPS. With IFSC BARB0NEPEAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Nepeansea Rd Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NEPEAN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEPEANSEA RD BRANCH is still linked to IFSC BARB0NEPEAN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0NEPEAN

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NEPEANSEA RD BRANCH is still mapped to IFSC BARB0NEPEAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NEPEAN and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nepeansea Rd Branch branch is mapped to IFSC BARB0NEPEAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0NEPEAN.

Products and services

Customers walking into the Nepeansea Rd Branch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0NEPEAN

MICR & cheque-truncation details

Cheques drawn on the Nepeansea Rd Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NEPEAN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0NEPEAN

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NEPEANSEA RD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NEPEAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NEPEANSEA RD BRANCH:

• The IFSC is exactly BARB0NEPEAN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and NEPEANSEA RD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nepeansea Rd Branch branch sits at NEPEANSEA RD BRANCH,SIDDHARTHA APT 21 NEPEAN SEA ROAD J MEHTA MARG,MUMBAI,400036. If you are travelling from outside Greater Mumbai, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0NEPEAN and your account number.

Verifying IFSC BARB0NEPEAN from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NEPEAN by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nepeansea Rd Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NEPEAN, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0NEPEAN is the IFSC code of Bank of Baroda, NEPEANSEA RD BRANCH branch, in GREATER MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.