This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, MSME GORAKHPUR branch in GORAKHPUR. The 11-digit IFSC BARB0VJMGOR uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the MSME GORAKHPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJMGOR is the IFSC of Bank of Baroda's MSME GORAKHPUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJMGOR = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Msme Gorakhpur branch — IFSC BARB0VJMGOR — extends the bank's services to customers in and around Gorakhpur, Uttar Pradesh.
About this branch
The branch is located at BANK ROAD GORAKHPUR UP-273001. It serves the Gorakhpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJMGOR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Msme Gorakhpur |
| IFSC Code | BARB0VJMGOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK ROAD GORAKHPUR UP-273001 |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MSME GORAKHPUR branch came to be assigned the code BARB0VJMGOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJMGOR, money simply cannot be routed to the MSME GORAKHPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Msme Gorakhpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJMGOR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJMGOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJMGOR across all three.
How to use IFSC BARB0VJMGOR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MSME GORAKHPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJMGOR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as MSME GORAKHPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJMGOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – MSME GORAKHPUR, ensure your bank's portal accepts IFSC BARB0VJMGOR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda MSME GORAKHPUR (IFSC BARB0VJMGOR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJMGOR in your mobile or internet banking app, and the money is credited to the MSME GORAKHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJMGOR for Bank of Baroda – MSME GORAKHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJMGOR | Yes – BARB0VJMGOR | Yes – BARB0VJMGOR |
For most retail customers crediting the Msme Gorakhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJMGOR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MSME GORAKHPUR is still mapped to IFSC BARB0VJMGOR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJMGOR and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Msme Gorakhpur branch is mapped to IFSC BARB0VJMGOR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJMGOR.
Banking services available
The Msme Gorakhpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJMGOR
Digital banking channels
Most day-to-day work that customers used to do at the Msme Gorakhpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJMGOR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Msme Gorakhpur branch
The branch is located at BANK ROAD GORAKHPUR UP-273001, which puts it inside Gorakhpur, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Msme Gorakhpur branch” — the verified location pin for IFSC BARB0VJMGOR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJMGOR and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MSME GORAKHPUR:
- The IFSC is exactly BARB0VJMGOR with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MSME GORAKHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Msme Gorakhpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJMGOR, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJMGOR for Bank of Baroda – MSME GORAKHPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaMsme Gorakhpur Branch
BANK ROAD GORAKHPUR UP-273001
Gorakhpur, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0VJMGOR
Frequently asked questions
Is IFSC BARB0VJMGOR the same for all accounts at Msme Gorakhpur branch?
Yes. The IFSC BARB0VJMGOR is shared by every account held at Bank of Baroda's Msme Gorakhpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Msme Gorakhpur branch but serve different purposes.
Is IFSC BARB0VJMGOR valid for NEFT and RTGS?
Yes. IFSC BARB0VJMGOR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0VJMGOR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Msme Gorakhpur reflect within 30 minutes.
How do I add Bank of Baroda Msme Gorakhpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJMGOR, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Msme Gorakhpur branch located?
Bank of Baroda's Msme Gorakhpur branch is located at BANK ROAD GORAKHPUR UP-273001, Gorakhpur, Uttar Pradesh.
Summary
The IFSC code BARB0VJMGOR belongs to Bank of Baroda's MSME GORAKHPUR branch, located at BANK ROAD GORAKHPUR UP-273001 in GORAKHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
