IFSC Code of Bank of Baroda, Gopiganj, Dist Sant Ravidas Nagar Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, GOPIGANJ, DIST SANT RAVIDAS NAGAR branch in GOPIGANJ, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0GOPIBS. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOPIGANJ, DIST SANT RAVIDAS NAGAR branch, and detailed step-by-step guides for using the IFSC BARB0GOPIBS across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's GOPIGANJ, DIST SANT RAVIDAS NAGAR branch, the IFSC BARB0GOPIBS breaks down as follows: BARB identifies the bank, 0 is the reserved character, and GOPIBS identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gopiganj, Dist Sant Ravidas Nagar branch in Gopiganj, Uttar Pradesh is part of this network and uses the IFSC code BARB0GOPIBS for all electronic settlement.

About this branch

The branch is located at KHARHATTI MOHAL, GOPIGANJ, BHADOHI, DT.ST RAVIDAS NAGAR, PIN-221303 (U.P.). It serves the Gopiganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0GOPIBS is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GOPIGANJ, DIST SANT RAVIDAS NAGAR branch came to be assigned the code BARB0GOPIBS.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GOPIBS, money simply cannot be routed to the GOPIGANJ, DIST SANT RAVIDAS NAGAR branch electronically.

How to transfer money using IFSC BARB0GOPIBS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GOPIBS across all three.

How to use IFSC BARB0GOPIBS for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GOPIGANJ, DIST SANT RAVIDAS NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0GOPIBS.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as GOPIGANJ, DIST SANT RAVIDAS NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GOPIGANJ, DIST SANT RAVIDAS NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GOPIGANJ, DIST SANT RAVIDAS NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GOPIBS while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda GOPIGANJ, DIST SANT RAVIDAS NAGAR (IFSC BARB0GOPIBS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GOPIBS in your mobile or internet banking app, and the money is credited to the GOPIGANJ, DIST SANT RAVIDAS NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gopiganj, Dist Sant Ravidas Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GOPIBS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOPIGANJ, DIST SANT RAVIDAS NAGAR is still linked to IFSC BARB0GOPIBS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0GOPIBS

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GOPIGANJ, DIST SANT RAVIDAS NAGAR is still mapped to IFSC BARB0GOPIBS. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GOPIBS and the beneficiary's account number to complete the transfer.

Account types you can open at the Gopiganj, Dist Sant Ravidas Nagar branch

Once you have an account at Bank of Baroda – GOPIGANJ, DIST SANT RAVIDAS NAGAR, the IFSC BARB0GOPIBS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gopiganj, Dist Sant Ravidas Nagar branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GOPIBS

MICR & cheque-truncation details

Cheques drawn on the Gopiganj, Dist Sant Ravidas Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GOPIBS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0GOPIBS

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GOPIGANJ, DIST SANT RAVIDAS NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GOPIBS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GOPIGANJ, DIST SANT RAVIDAS NAGAR:

• The IFSC is exactly BARB0GOPIBS with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GOPIGANJ, DIST SANT RAVIDAS NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gopiganj, Dist Sant Ravidas Nagar branch sits at KHARHATTI MOHAL, GOPIGANJ, BHADOHI, DT.ST RAVIDAS NAGAR, PIN-221303 (U.P.). If you are travelling from outside Gopiganj, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GOPIBS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GOPIBS for Bank of Baroda – GOPIGANJ, DIST SANT RAVIDAS NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gopiganj, Dist Sant Ravidas Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GOPIBS continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0GOPIBS is the IFSC code of Bank of Baroda, GOPIGANJ, DIST SANT RAVIDAS NAGAR branch, in GOPIGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.