IFSC Code of Bank of Baroda, Chhota Gobindpur, Jharkhand Branch, Jharkhand

Below are the complete branch details for Bank of Baroda, CHHOTA GOBINDPUR, JHARKHAND branch, located in GOBINDPUR,BLK.SONUA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BARB0CHHGOB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0CHHGOB for Bank of Baroda – CHHOTA GOBINDPUR, JHARKHAND — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's CHHOTA GOBINDPUR, JHARKHAND branch, the IFSC BARB0CHHGOB breaks down as follows: BARB identifies the bank, 0 is the reserved character, and CHHGOB identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chhota Gobindpur, Jharkhand branch in Gobindpur,Blk.Sonua, Jharkhand is part of this network and uses the IFSC code BARB0CHHGOB for all electronic settlement.

About this branch

The branch is located at FIRST FLOOR RAJENDRA BHAWAN MAIN ROAD CHHOTA GOBINDPUR JAMSHEDPUR JHARKHAND 831015.. It serves the Gobindpur,Blk.Sonua region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0CHHGOB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's CHHOTA GOBINDPUR, JHARKHAND branch came to be assigned the code BARB0CHHGOB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0CHHGOB, money simply cannot be routed to the CHHOTA GOBINDPUR, JHARKHAND branch electronically.

How to transfer money using IFSC BARB0CHHGOB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CHHGOB across all three.

How to use IFSC BARB0CHHGOB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's CHHOTA GOBINDPUR, JHARKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0CHHGOB.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as CHHOTA GOBINDPUR, JHARKHAND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0CHHGOB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – CHHOTA GOBINDPUR, JHARKHAND, ensure your bank's portal accepts IFSC BARB0CHHGOB while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda CHHOTA GOBINDPUR, JHARKHAND (IFSC BARB0CHHGOB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0CHHGOB in your mobile or internet banking app, and the money is credited to the CHHOTA GOBINDPUR, JHARKHAND branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chhota Gobindpur, Jharkhand

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0CHHGOB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHOTA GOBINDPUR, JHARKHAND is still linked to IFSC BARB0CHHGOB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0CHHGOB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – CHHOTA GOBINDPUR, JHARKHAND is still mapped to IFSC BARB0CHHGOB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0CHHGOB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chhota Gobindpur, Jharkhand branch is mapped to IFSC BARB0CHHGOB on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0CHHGOB.

Products and services

Customers walking into the Chhota Gobindpur, Jharkhand branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0CHHGOB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0CHHGOB and the account number together uniquely identify the Chhota Gobindpur, Jharkhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Chhota Gobindpur, Jharkhand branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0CHHGOB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – CHHOTA GOBINDPUR, JHARKHAND:

• The IFSC is exactly BARB0CHHGOB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and CHHOTA GOBINDPUR, JHARKHAND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chhota Gobindpur, Jharkhand branch

The branch is located at FIRST FLOOR RAJENDRA BHAWAN MAIN ROAD CHHOTA GOBINDPUR JAMSHEDPUR JHARKHAND 831015., which puts it inside Gobindpur,Blk.Sonua, the broader Paschimi Singhbhum district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Chhota Gobindpur, Jharkhand branch” — the verified location pin for IFSC BARB0CHHGOB should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CHHGOB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0CHHGOB for Bank of Baroda – CHHOTA GOBINDPUR, JHARKHAND, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhota Gobindpur, Jharkhand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0CHHGOB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0CHHGOB belongs to Bank of Baroda's CHHOTA GOBINDPUR, JHARKHAND branch, located at FIRST FLOOR RAJENDRA BHAWAN MAIN ROAD CHHOTA GOBINDPUR JAMSHEDPUR JHARKHAND … in GOBINDPUR,BLK.SONUA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.