If you are searching for the IFSC code of Bank of Baroda, SSI MANDI BRANCH branch in GOBIND GARH, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is BARB0SSIGOB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SSI MANDI BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0SSIGOB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's SSI MANDI BRANCH branch, the IFSC BARB0SSIGOB breaks down as follows: BARB identifies the bank, 0 is the reserved character, and SSIGOB identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The SSI Mandi Branch branch — IFSC BARB0SSIGOB — extends the bank's services to customers in and around Gobind Garh, Punjab.
About the SSI Mandi Branch branch
The SSI Mandi Branch branch of Bank of Baroda is situated at SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI GOBINDGARH,147301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SSIGOB is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | SSI Mandi Branch |
| IFSC Code | BARB0SSIGOB |
| MICR Code | Refer to cheque leaf |
| Branch Address | SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI GOBINDGARH,147301 |
| City | Gobind Garh |
| District | Gobind Garh |
| State | Punjab |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SSI MANDI BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0SSIGOB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SSIGOB the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the SSI Mandi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SSIGOB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0SSIGOB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SSIGOB across all three.
How to use IFSC BARB0SSIGOB for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SSI MANDI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0SSIGOB.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SSI MANDI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SSI MANDI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SSI MANDI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SSIGOB while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SSI MANDI BRANCH, use IMPS. With IFSC BARB0SSIGOB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SSIGOB for Bank of Baroda – SSI MANDI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SSIGOB | Yes – BARB0SSIGOB | Yes – BARB0SSIGOB |
For most retail customers crediting the SSI Mandi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SSI MANDI BRANCH branch, the IFSC BARB0SSIGOB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the SSI Mandi Branch branch is mapped to IFSC BARB0SSIGOB on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SSIGOB.
Banking services available
The SSI Mandi Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SSIGOB
Online banking and IFSC BARB0SSIGOB
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SSI MANDI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SSIGOB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the SSI Mandi Branch branch
The branch is located at SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI GOBINDGARH,147301, which puts it inside Gobind Garh, the broader Gobind Garh district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda SSI Mandi Branch branch” — the verified location pin for IFSC BARB0SSIGOB should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SSIGOB and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SSI MANDI BRANCH:
- The IFSC is exactly BARB0SSIGOB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SSI MANDI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The SSI Mandi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SSIGOB, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0SSIGOB for Bank of Baroda – SSI MANDI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaSSI Mandi Branch Branch
SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI GOBINDGARH,147301
Gobind Garh, Punjab
Phone: 1800223344
IFSC: BARB0SSIGOB
Frequently asked questions
Is IFSC BARB0SSIGOB the same for all accounts at SSI Mandi Branch branch?
Yes. The IFSC BARB0SSIGOB is shared by every account held at Bank of Baroda's SSI Mandi Branch branch. Only the account number changes from customer to customer.
Where is Bank of Baroda SSI Mandi Branch branch located?
Bank of Baroda's SSI Mandi Branch branch is located at SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI GOBINDGARH,147301, Gobind Garh, Punjab.
What is the IFSC code of Bank of Baroda SSI Mandi Branch branch?
The IFSC code of Bank of Baroda, SSI Mandi Branch branch is BARB0SSIGOB. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda SSI Mandi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0SSIGOB valid for NEFT and RTGS?
Yes. IFSC BARB0SSIGOB is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0SSIGOB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – SSI Mandi Branch reflect within 30 minutes.
How do I add Bank of Baroda SSI Mandi Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SSIGOB, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0SSIGOB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SSIGOB to send funds instantly.
Summary
The IFSC code BARB0SSIGOB belongs to Bank of Baroda's SSI MANDI BRANCH branch, located at SSI MANDI BRANCH,MOTIA KHAN,NR.G.T.ROAD,MANDI GOBINDGARH DIST.FATEH GARH,MANDI… in GOBIND GARH, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
