If you are searching for the IFSC code of Bank of Baroda, GIDDALURU branch in GIDDALURU, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0GIDDAL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GIDDALURU branch, and detailed step-by-step guides for using the IFSC BARB0GIDDAL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0GIDDAL is the IFSC of Bank of Baroda's GIDDALURU branch. The format is fixed: BARB = bank code, 0 = reserved, GIDDAL = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Giddaluru branch in Giddaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GIDDAL.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Giddaluru |
| IFSC Code | BARB0GIDDAL |
| MICR Code | Refer to cheque leaf |
| Branch Address | H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN CODE - 523357 |
| City | Giddaluru |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the Giddaluru branch
The Giddaluru branch of Bank of Baroda is situated at H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN CODE - 523357. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0GIDDAL is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GIDDALURU of Bank of Baroda — its own 11-character IFSC. The code BARB0GIDDAL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0GIDDAL the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Giddaluru branch
Once you have an account at Bank of Baroda – GIDDALURU, the IFSC BARB0GIDDAL stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Giddaluru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0GIDDAL
How to transfer money using IFSC BARB0GIDDAL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GIDDAL across all three.
How to use IFSC BARB0GIDDAL for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GIDDALURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0GIDDAL.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GIDDALURU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0GIDDAL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GIDDALURU, ensure your bank's portal accepts IFSC BARB0GIDDAL while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GIDDALURU, use IMPS. With IFSC BARB0GIDDAL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0GIDDAL for Bank of Baroda – GIDDALURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0GIDDAL | Yes – BARB0GIDDAL | Yes – BARB0GIDDAL |
For most retail customers crediting the Giddaluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0GIDDAL
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GIDDALURU is still mapped to IFSC BARB0GIDDAL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GIDDAL and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0GIDDAL
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GIDDALURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GIDDAL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Giddaluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GIDDAL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GIDDALURU:
- The IFSC is exactly BARB0GIDDAL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and GIDDALURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Giddaluru branch sits at H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN CODE - 523357. If you are travelling from outside Giddaluru, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GIDDAL and your account number.
Verifying IFSC BARB0GIDDAL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GIDDAL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Giddaluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GIDDAL, however, work 24x7.
Branch address & contact
Bank of BarodaGiddaluru Branch
H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN CODE - 523357
Giddaluru, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0GIDDAL
Frequently asked questions
How quickly will an NEFT transfer using BARB0GIDDAL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Giddaluru reflect within 30 minutes.
Can I use IFSC BARB0GIDDAL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0GIDDAL to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Giddaluru branch but serve different purposes.
Is IFSC BARB0GIDDAL the same for all accounts at Giddaluru branch?
Yes. The IFSC BARB0GIDDAL is shared by every account held at Bank of Baroda's Giddaluru branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Giddaluru branch located?
Bank of Baroda's Giddaluru branch is located at H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN CODE - 523357, Giddaluru, Andhra Pradesh.
What is the phone number of Bank of Baroda Giddaluru branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Does Bank of Baroda Giddaluru branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Summary
The IFSC code BARB0GIDDAL belongs to Bank of Baroda's GIDDALURU branch, located at H NO 6-13-125/A1, RAILWAY STATION ROAD, BESIDE SAPTHAGIRI LODGE GIDDALURU PIN… in GIDDALURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
