If you are searching for the IFSC code of Bank of Baroda, GHORANJEE, JHARKHAND branch in GHORANJIA, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BARB0GHORAN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHORANJEE, JHARKHAND branch, and detailed step-by-step guides for using the IFSC BARB0GHORAN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – GHORANJEE, JHARKHAND is BARB0GHORAN. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GHORAN map to this branch in GHORANJIA, JHARKHAND.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Ghoranjee, Jharkhand |
| IFSC Code | BARB0GHORAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314. |
| City | Ghoranjia |
| District | Giridih |
| State | Jharkhand |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Ghoranjee, Jharkhand branch in Ghoranjia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GHORAN.
About the Ghoranjee, Jharkhand branch
The Ghoranjee, Jharkhand branch of Bank of Baroda is situated at PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0GHORAN is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GHORANJEE, JHARKHAND branch came to be assigned the code BARB0GHORAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GHORAN, money simply cannot be routed to the GHORANJEE, JHARKHAND branch electronically.
How to transfer money using IFSC BARB0GHORAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GHORAN across all three.
How to use IFSC BARB0GHORAN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GHORANJEE, JHARKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0GHORAN.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GHORANJEE, JHARKHAND.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0GHORAN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GHORANJEE, JHARKHAND, ensure your bank's portal accepts IFSC BARB0GHORAN while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GHORANJEE, JHARKHAND, use IMPS. With IFSC BARB0GHORAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ghoranjee, Jharkhand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GHORAN:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHORANJEE, JHARKHAND is still linked to IFSC BARB0GHORAN.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0GHORAN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GHORANJEE, JHARKHAND is still mapped to IFSC BARB0GHORAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GHORAN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ghoranjee, Jharkhand branch is mapped to IFSC BARB0GHORAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0GHORAN.
Products and services
Customers walking into the Ghoranjee, Jharkhand branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0GHORAN
MICR & cheque-truncation details
Cheques drawn on the Ghoranjee, Jharkhand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GHORAN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0GHORAN
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GHORANJEE, JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GHORAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0GHORAN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GHORANJEE, JHARKHAND, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0GHORAN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ghoranjee, Jharkhand branch sits at PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314.. If you are travelling from outside Ghoranjia, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GHORAN and your account number.
Verifying IFSC BARB0GHORAN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GHORAN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghoranjee, Jharkhand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GHORAN, however, work 24x7.
Branch address & contact
Bank of BarodaGhoranjee, Jharkhand Branch
PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314.
Ghoranjia, Jharkhand
Phone: 1800223344
IFSC: BARB0GHORAN
Frequently asked questions
Where is Bank of Baroda Ghoranjee, Jharkhand branch located?
Bank of Baroda's Ghoranjee, Jharkhand branch is located at PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314., Ghoranjia, Jharkhand.
How do I add Bank of Baroda Ghoranjee, Jharkhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0GHORAN, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Ghoranjee, Jharkhand branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0GHORAN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0GHORAN to send funds instantly.
How quickly will an NEFT transfer using BARB0GHORAN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Ghoranjee, Jharkhand reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghoranjee, Jharkhand branch but serve different purposes.
What is the phone number of Bank of Baroda Ghoranjee, Jharkhand branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0GHORAN belongs to Bank of Baroda's GHORANJEE, JHARKHAND branch, located at PO.GHORANJEE, DIST.GIRIDIH, JHARKHAND - 815 314. in GHORANJIA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
