If you are searching for the IFSC code of Bank of Baroda, GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch in GHOGHUMBA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0GOGHUM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch, and detailed step-by-step guides for using the IFSC BARB0GOGHUM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT is BARB0GOGHUM. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GOGHUM map to this branch in GHOGHUMBA, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Goghumba, Dist. Panchmahals, Gujarat |
| IFSC Code | BARB0GOGHUM |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365 |
| City | Ghoghumba |
| District | Panch Mahals |
| State | Gujarat |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Goghumba, Dist. Panchmahals, Gujarat branch — IFSC BARB0GOGHUM — extends the bank's services to customers in and around Ghoghumba, Gujarat.
Goghumba, Dist. Panchmahals, Gujarat branch overview
Located at MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365, the Goghumba, Dist. Panchmahals, Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GOGHUM is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch came to be assigned the code BARB0GOGHUM.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GOGHUM, money simply cannot be routed to the GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch electronically.
How to transfer money using IFSC BARB0GOGHUM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GOGHUM across all three.
NEFT to Bank of Baroda, GOGHUMBA, DIST. PANCHMAHALS, GUJARAT using IFSC BARB0GOGHUM
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GOGHUM, and confirm that the system picks up Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0GOGHUM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT, ensure your bank's portal accepts IFSC BARB0GOGHUM while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT, use IMPS. With IFSC BARB0GOGHUM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0GOGHUM for Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0GOGHUM | Yes – BARB0GOGHUM | Yes – BARB0GOGHUM |
For most retail customers crediting the Goghumba, Dist. Panchmahals, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch, the IFSC BARB0GOGHUM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Goghumba, Dist. Panchmahals, Gujarat branch is mapped to IFSC BARB0GOGHUM on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0GOGHUM.
Banking services available
The Goghumba, Dist. Panchmahals, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0GOGHUM
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0GOGHUM and the account number together uniquely identify the Goghumba, Dist. Panchmahals, Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0GOGHUM
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GOGHUM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0GOGHUM
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GOGHUMBA, DIST. PANCHMAHALS, GUJARAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0GOGHUM. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Goghumba, Dist. Panchmahals, Gujarat branch
The branch is located at MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365, which puts it inside Ghoghumba, the broader Panch Mahals district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Goghumba, Dist. Panchmahals, Gujarat branch” — the verified location pin for IFSC BARB0GOGHUM should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0GOGHUM and your account number.
Verifying IFSC BARB0GOGHUM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GOGHUM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Goghumba, Dist. Panchmahals, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GOGHUM, however, work 24x7.
Branch address & contact
Bank of BarodaGoghumba, Dist. Panchmahals, Gujarat Branch
MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365
Ghoghumba, Gujarat
Phone: 1800223344
IFSC: BARB0GOGHUM
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Goghumba, Dist. Panchmahals, Gujarat branch but serve different purposes.
What is the IFSC code of Bank of Baroda Goghumba, Dist. Panchmahals, Gujarat branch?
The IFSC code of Bank of Baroda, Goghumba, Dist. Panchmahals, Gujarat branch is BARB0GOGHUM. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Goghumba, Dist. Panchmahals, Gujarat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0GOGHUM, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Goghumba, Dist. Panchmahals, Gujarat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Goghumba, Dist. Panchmahals, Gujarat branch located?
Bank of Baroda's Goghumba, Dist. Panchmahals, Gujarat branch is located at MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365, Ghoghumba, Gujarat.
How quickly will an NEFT transfer using BARB0GOGHUM be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Goghumba, Dist. Panchmahals, Gujarat reflect within 30 minutes.
Summary
The IFSC code BARB0GOGHUM belongs to Bank of Baroda's GOGHUMBA, DIST. PANCHMAHALS, GUJARAT branch, located at MAIN BAZAR, AT & PO GOGHUMBA, DIST. PANCHMAHALS, GUJARAT - 389 365 in GHOGHUMBA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
