This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, VIJAY NAGAR, DIST GHAZIABAD branch in GHAZIABAD. The 11-digit IFSC BARB0VIJGHA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the VIJAY NAGAR, DIST GHAZIABAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VIJGHA is the IFSC of Bank of Baroda's VIJAY NAGAR, DIST GHAZIABAD branch. The format is fixed: BARB = bank code, 0 = reserved, VIJGHA = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Vijay Nagar, Dist Ghaziabad branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VIJGHA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Vijay Nagar, Dist Ghaziabad |
| IFSC Code | BARB0VIJGHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | J K G SENIOR SECONDARY SCHOOL, SECTOR 9, GHAZIABAD 201 009 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Vijay Nagar, Dist Ghaziabad branch overview
Located at J K G SENIOR SECONDARY SCHOOL, SECTOR 9, GHAZIABAD 201 009, the Vijay Nagar, Dist Ghaziabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VIJGHA is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAY NAGAR, DIST GHAZIABAD of Bank of Baroda — its own 11-character IFSC. The code BARB0VIJGHA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VIJGHA the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Vijay Nagar, Dist Ghaziabad branch is mapped to IFSC BARB0VIJGHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VIJGHA.
Banking services available
The Vijay Nagar, Dist Ghaziabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VIJGHA
How to transfer money using IFSC BARB0VIJGHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VIJGHA across all three.
NEFT to Bank of Baroda, VIJAY NAGAR, DIST GHAZIABAD using IFSC BARB0VIJGHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VIJGHA, and confirm that the system picks up Bank of Baroda – VIJAY NAGAR, DIST GHAZIABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIJAY NAGAR, DIST GHAZIABAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIJAY NAGAR, DIST GHAZIABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VIJGHA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – VIJAY NAGAR, DIST GHAZIABAD, use IMPS. With IFSC BARB0VIJGHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Vijay Nagar, Dist Ghaziabad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VIJGHA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIJAY NAGAR, DIST GHAZIABAD is still linked to IFSC BARB0VIJGHA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIJAY NAGAR, DIST GHAZIABAD branch, the IFSC BARB0VIJGHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0VIJGHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIJAY NAGAR, DIST GHAZIABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VIJGHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VIJGHA and the account number together uniquely identify the Vijay Nagar, Dist Ghaziabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VIJAY NAGAR, DIST GHAZIABAD:
- The IFSC is exactly BARB0VIJGHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and VIJAY NAGAR, DIST GHAZIABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vijay Nagar, Dist Ghaziabad branch
The branch is located at J K G SENIOR SECONDARY SCHOOL, SECTOR 9, GHAZIABAD 201 009, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Vijay Nagar, Dist Ghaziabad branch” — the verified location pin for IFSC BARB0VIJGHA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VIJGHA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VIJGHA for Bank of Baroda – VIJAY NAGAR, DIST GHAZIABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijay Nagar, Dist Ghaziabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VIJGHA, however, work 24x7.
Branch address & contact
Bank of BarodaVijay Nagar, Dist Ghaziabad Branch
J K G SENIOR SECONDARY SCHOOL, SECTOR 9, GHAZIABAD 201 009
Ghaziabad, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0VIJGHA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vijay Nagar, Dist Ghaziabad branch but serve different purposes.
How quickly will an NEFT transfer using BARB0VIJGHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Vijay Nagar, Dist Ghaziabad reflect within 30 minutes.
What is the phone number of Bank of Baroda Vijay Nagar, Dist Ghaziabad branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Vijay Nagar, Dist Ghaziabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VIJGHA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VIJGHA the same for all accounts at Vijay Nagar, Dist Ghaziabad branch?
Yes. The IFSC BARB0VIJGHA is shared by every account held at Bank of Baroda's Vijay Nagar, Dist Ghaziabad branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Vijay Nagar, Dist Ghaziabad branch?
The IFSC code of Bank of Baroda, Vijay Nagar, Dist Ghaziabad branch is BARB0VIJGHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Vijay Nagar, Dist Ghaziabad branch located?
Bank of Baroda's Vijay Nagar, Dist Ghaziabad branch is located at J K G SENIOR SECONDARY SCHOOL, SECTOR 9, GHAZIABAD 201 009, Ghaziabad, Uttar Pradesh.
Can I use IFSC BARB0VIJGHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VIJGHA to send funds instantly.
Final notes
To recap: BARB0VIJGHA is the IFSC code of Bank of Baroda, VIJAY NAGAR, DIST GHAZIABAD branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
