Use this page as a one-stop reference for everything related to Bank of Baroda's NEW ARYA NAGAR branch in GHAZIABAD, UTTAR PRADESH. The branch's IFSC code BARB0NEWARY is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's NEW ARYA NAGAR branch, the IFSC BARB0NEWARY breaks down as follows: BARB identifies the bank, 0 is the reserved character, and NEWARY identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Arya Nagar branch in Ghaziabad, Uttar Pradesh is part of this network and uses the IFSC code BARB0NEWARY for all electronic settlement.
About the New Arya Nagar branch
The New Arya Nagar branch of Bank of Baroda is situated at 233, NEW ARYA NAGAR, MEERUT ROAD,GHAZIABAD,UTTAR PRADESH 201 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NEWARY is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | New Arya Nagar |
| IFSC Code | BARB0NEWARY |
| MICR Code | Refer to cheque leaf |
| Branch Address | 233, NEW ARYA NAGAR, MEERUT ROAD,GHAZIABAD,UTTAR PRADESH 201 001 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NEW ARYA NAGAR branch came to be assigned the code BARB0NEWARY.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0NEWARY, money simply cannot be routed to the NEW ARYA NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0NEWARY and the account number together uniquely identify the New Arya Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0NEWARY
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NEWARY across all three.
How to use IFSC BARB0NEWARY for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NEW ARYA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0NEWARY.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NEW ARYA NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEW ARYA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NEW ARYA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NEWARY while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – NEW ARYA NAGAR, use IMPS. With IFSC BARB0NEWARY and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to New Arya Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NEWARY:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW ARYA NAGAR is still linked to IFSC BARB0NEWARY.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's NEW ARYA NAGAR branch, the IFSC BARB0NEWARY is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the New Arya Nagar branch is mapped to IFSC BARB0NEWARY on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0NEWARY.
Banking services available
The New Arya Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NEWARY
Online banking and IFSC BARB0NEWARY
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NEW ARYA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NEWARY is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The New Arya Nagar branch sits at 233, NEW ARYA NAGAR, MEERUT ROAD,GHAZIABAD,UTTAR PRADESH 201 001. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0NEWARY and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NEW ARYA NAGAR:
- The IFSC is exactly BARB0NEWARY with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NEW ARYA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Arya Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NEWARY, however, work 24x7.
Verifying IFSC BARB0NEWARY from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NEWARY by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaNew Arya Nagar Branch
233, NEW ARYA NAGAR, MEERUT ROAD,GHAZIABAD,UTTAR PRADESH 201 001
Ghaziabad, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0NEWARY
Frequently asked questions
Is IFSC BARB0NEWARY valid for NEFT and RTGS?
Yes. IFSC BARB0NEWARY is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda New Arya Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NEWARY, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0NEWARY the same for all accounts at New Arya Nagar branch?
Yes. The IFSC BARB0NEWARY is shared by every account held at Bank of Baroda's New Arya Nagar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0NEWARY be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – New Arya Nagar reflect within 30 minutes.
Does Bank of Baroda New Arya Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0NEWARY for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0NEWARY to send funds instantly.
What is the phone number of Bank of Baroda New Arya Nagar branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0NEWARY belongs to Bank of Baroda's NEW ARYA NAGAR branch, located at 233, NEW ARYA NAGAR, MEERUT ROAD,GHAZIABAD,UTTAR PRADESH 201 001 in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
