Use this page as a one-stop reference for everything related to Bank of Baroda's INDIRAPURAM, GHAZIABAD branch in GHAZIABAD, UTTAR PRADESH. The branch's IFSC code BARB0INDRAP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0INDRAP is the IFSC of Bank of Baroda's INDIRAPURAM, GHAZIABAD branch. The format is fixed: BARB = bank code, 0 = reserved, INDRAP = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Indirapuram, Ghaziabad branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0INDRAP.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Indirapuram, Ghaziabad |
| IFSC Code | BARB0INDRAP |
| MICR Code | Refer to cheque leaf |
| Branch Address | GH 5, NIRALA EDEN PARK,AHIMSA KHAND II , OPP RAIL VIHAR, INDIRAPURAM, GHAZIABAD 201010 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at GH 5, NIRALA EDEN PARK,AHIMSA KHAND II , OPP RAIL VIHAR, INDIRAPURAM, GHAZIABAD 201010. It serves the Ghaziabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0INDRAP is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's INDIRAPURAM, GHAZIABAD branch came to be assigned the code BARB0INDRAP.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0INDRAP, money simply cannot be routed to the INDIRAPURAM, GHAZIABAD branch electronically.
Products and account variants supported
Every account opened at the Indirapuram, Ghaziabad branch is mapped to IFSC BARB0INDRAP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0INDRAP.
Banking services available
The Indirapuram, Ghaziabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0INDRAP
How to transfer money using IFSC BARB0INDRAP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0INDRAP across all three.
NEFT to Bank of Baroda, INDIRAPURAM, GHAZIABAD using IFSC BARB0INDRAP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0INDRAP, and confirm that the system picks up Bank of Baroda – INDIRAPURAM, GHAZIABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to INDIRAPURAM, GHAZIABAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's INDIRAPURAM, GHAZIABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0INDRAP while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – INDIRAPURAM, GHAZIABAD, use IMPS. With IFSC BARB0INDRAP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0INDRAP for Bank of Baroda – INDIRAPURAM, GHAZIABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0INDRAP | Yes – BARB0INDRAP | Yes – BARB0INDRAP |
For most retail customers crediting the Indirapuram, Ghaziabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's INDIRAPURAM, GHAZIABAD branch, the IFSC BARB0INDRAP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0INDRAP
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the INDIRAPURAM, GHAZIABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0INDRAP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0INDRAP and the account number together uniquely identify the Indirapuram, Ghaziabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – INDIRAPURAM, GHAZIABAD:
- The IFSC is exactly BARB0INDRAP with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and INDIRAPURAM, GHAZIABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Indirapuram, Ghaziabad branch
The branch is located at GH 5, NIRALA EDEN PARK,AHIMSA KHAND II , OPP RAIL VIHAR, INDIRAPURAM, GHAZIABAD 201010, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Indirapuram, Ghaziabad branch” — the verified location pin for IFSC BARB0INDRAP should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0INDRAP and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0INDRAP for Bank of Baroda – INDIRAPURAM, GHAZIABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Indirapuram, Ghaziabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0INDRAP continue to work without interruption.
Branch address & contact
Bank of BarodaIndirapuram, Ghaziabad Branch
GH 5, NIRALA EDEN PARK,AHIMSA KHAND II , OPP RAIL VIHAR, INDIRAPURAM, GHAZIABAD 201010
Ghaziabad, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0INDRAP
Frequently asked questions
Can I use IFSC BARB0INDRAP for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0INDRAP to send funds instantly.
Is IFSC BARB0INDRAP the same for all accounts at Indirapuram, Ghaziabad branch?
Yes. The IFSC BARB0INDRAP is shared by every account held at Bank of Baroda's Indirapuram, Ghaziabad branch. Only the account number changes from customer to customer.
Does Bank of Baroda Indirapuram, Ghaziabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How quickly will an NEFT transfer using BARB0INDRAP be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Indirapuram, Ghaziabad reflect within 30 minutes.
How do I add Bank of Baroda Indirapuram, Ghaziabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0INDRAP, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0INDRAP valid for NEFT and RTGS?
Yes. IFSC BARB0INDRAP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Indirapuram, Ghaziabad branch?
The IFSC code of Bank of Baroda, Indirapuram, Ghaziabad branch is BARB0INDRAP. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0INDRAP is the IFSC code of Bank of Baroda, INDIRAPURAM, GHAZIABAD branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
