If you are searching for the IFSC code of Bank of Baroda, CLOCKTOWER BRANCH branch in GHAZIABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0TRDGHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CLOCKTOWER BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0TRDGHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0TRDGHA is the IFSC of Bank of Baroda's CLOCKTOWER BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, TRDGHA = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Clocktower Branch branch — IFSC BARB0TRDGHA — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.
About this branch
The branch is located at CLOCKTOWER BRANCH,CLOCK TOWER,GHAZIABAD,201001. It serves the Ghaziabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0TRDGHA is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Clocktower Branch |
| IFSC Code | BARB0TRDGHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CLOCKTOWER BRANCH,CLOCK TOWER,GHAZIABAD,201001 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CLOCKTOWER BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0TRDGHA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0TRDGHA the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Clocktower Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0TRDGHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0TRDGHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0TRDGHA across all three.
How to use IFSC BARB0TRDGHA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's CLOCKTOWER BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0TRDGHA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as CLOCKTOWER BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CLOCKTOWER BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's CLOCKTOWER BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0TRDGHA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – CLOCKTOWER BRANCH, use IMPS. With IFSC BARB0TRDGHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Clocktower Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0TRDGHA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CLOCKTOWER BRANCH is still linked to IFSC BARB0TRDGHA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's CLOCKTOWER BRANCH branch, the IFSC BARB0TRDGHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Clocktower Branch branch is mapped to IFSC BARB0TRDGHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0TRDGHA.
Products and services
Customers walking into the Clocktower Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0TRDGHA
Online banking and IFSC BARB0TRDGHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CLOCKTOWER BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0TRDGHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Clocktower Branch branch sits at CLOCKTOWER BRANCH,CLOCK TOWER,GHAZIABAD,201001. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0TRDGHA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – CLOCKTOWER BRANCH:
- The IFSC is exactly BARB0TRDGHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and CLOCKTOWER BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Clocktower Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0TRDGHA, however, work 24x7.
Verifying IFSC BARB0TRDGHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0TRDGHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaClocktower Branch Branch
CLOCKTOWER BRANCH,CLOCK TOWER,GHAZIABAD,201001
Ghaziabad, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0TRDGHA
Frequently asked questions
Can I use IFSC BARB0TRDGHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0TRDGHA to send funds instantly.
What is the phone number of Bank of Baroda Clocktower Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0TRDGHA the same for all accounts at Clocktower Branch branch?
Yes. The IFSC BARB0TRDGHA is shared by every account held at Bank of Baroda's Clocktower Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Clocktower Branch branch but serve different purposes.
Does Bank of Baroda Clocktower Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Clocktower Branch branch located?
Bank of Baroda's Clocktower Branch branch is located at CLOCKTOWER BRANCH,CLOCK TOWER,GHAZIABAD,201001, Ghaziabad, Uttar Pradesh.
How quickly will an NEFT transfer using BARB0TRDGHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Clocktower Branch reflect within 30 minutes.
How do I add Bank of Baroda Clocktower Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0TRDGHA, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0TRDGHA is the IFSC code of Bank of Baroda, CLOCKTOWER BRANCH branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
