If you are searching for the IFSC code of Bank of Baroda, BRANCH branch in GHAZIABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0PRAGHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0PRAGHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BRANCH is BARB0PRAGHA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters PRAGHA map to this branch in GHAZIABAD, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Branch |
| IFSC Code | BARB0PRAGHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | 12 A SECTOR 12 PLOT NO 1 NEAR BSNL PRATAP VIHAR GHAZIABAD UTTAR PRADESH 201306 |
| City | Ghaziabad |
| District | Navasari |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch branch — IFSC BARB0PRAGHA — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.
Branch branch overview
Located at 12 A SECTOR 12 PLOT NO 1 NEAR BSNL PRATAP VIHAR GHAZIABAD UTTAR PRADESH 201306, the Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0PRAGHA is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BRANCH branch came to be assigned the code BARB0PRAGHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PRAGHA, money simply cannot be routed to the BRANCH branch electronically.
How to transfer money using IFSC BARB0PRAGHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PRAGHA across all three.
NEFT to Bank of Baroda, BRANCH using IFSC BARB0PRAGHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0PRAGHA, and confirm that the system picks up Bank of Baroda – BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0PRAGHA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BRANCH, ensure your bank's portal accepts IFSC BARB0PRAGHA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BRANCH (IFSC BARB0PRAGHA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0PRAGHA in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PRAGHA for Bank of Baroda – BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PRAGHA | Yes – BARB0PRAGHA | Yes – BARB0PRAGHA |
For most retail customers crediting the Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0PRAGHA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BRANCH is still mapped to IFSC BARB0PRAGHA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0PRAGHA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Branch branch is mapped to IFSC BARB0PRAGHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0PRAGHA.
Banking services available
The Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0PRAGHA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0PRAGHA and the account number together uniquely identify the Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0PRAGHA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BRANCH:
- The IFSC is exactly BARB0PRAGHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Branch branch
The branch is located at 12 A SECTOR 12 PLOT NO 1 NEAR BSNL PRATAP VIHAR GHAZIABAD UTTAR PRADESH 201306, which puts it inside Ghaziabad, the broader Navasari district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Branch branch” — the verified location pin for IFSC BARB0PRAGHA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0PRAGHA and your account number.
Verifying IFSC BARB0PRAGHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0PRAGHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0PRAGHA, however, work 24x7.
Branch address & contact
Bank of BarodaBranch Branch
12 A SECTOR 12 PLOT NO 1 NEAR BSNL PRATAP VIHAR GHAZIABAD UTTAR PRADESH 201306
Ghaziabad, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0PRAGHA
Frequently asked questions
Is IFSC BARB0PRAGHA the same for all accounts at Branch branch?
Yes. The IFSC BARB0PRAGHA is shared by every account held at Bank of Baroda's Branch branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Branch branch?
The IFSC code of Bank of Baroda, Branch branch is BARB0PRAGHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0PRAGHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0PRAGHA to send funds instantly.
How do I add Bank of Baroda Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0PRAGHA, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Branch branch located?
Bank of Baroda's Branch branch is located at 12 A SECTOR 12 PLOT NO 1 NEAR BSNL PRATAP VIHAR GHAZIABAD UTTAR PRADESH 201306, Ghaziabad, Uttar Pradesh.
How quickly will an NEFT transfer using BARB0PRAGHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Branch reflect within 30 minutes.
Is IFSC BARB0PRAGHA valid for NEFT and RTGS?
Yes. IFSC BARB0PRAGHA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0PRAGHA is the IFSC code of Bank of Baroda, BRANCH branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
