IFSC Code of Bank of Baroda, Ghatampur, Dist Kanpur Dehat Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch in GHATAMPUR, UTTAR PRADESH. The branch's IFSC code BARB0GHATAM is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0GHATAM is the IFSC of Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch. The format is fixed: BARB = bank code, 0 = reserved, GHATAM = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Ghatampur, Dist Kanpur Dehat branch — IFSC BARB0GHATAM — extends the bank's services to customers in and around Ghatampur, Uttar Pradesh.

Branch details at a glance

About the Ghatampur, Dist Kanpur Dehat branch

The Ghatampur, Dist Kanpur Dehat branch of Bank of Baroda is situated at OPP CHC HOSPITAL, MUSA NAGAR RD, GHATAMPUR, KANPUR DEHAT, UTTAR PRADESH 209206. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0GHATAM is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch came to be assigned the code BARB0GHATAM.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GHATAM, money simply cannot be routed to the GHATAMPUR, DIST KANPUR DEHAT branch electronically.

Account types you can open at the Ghatampur, Dist Kanpur Dehat branch

Once you have an account at Bank of Baroda – GHATAMPUR, DIST KANPUR DEHAT, the IFSC BARB0GHATAM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ghatampur, Dist Kanpur Dehat branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GHATAM

How to transfer money using IFSC BARB0GHATAM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GHATAM across all three.

How to use IFSC BARB0GHATAM for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0GHATAM.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as GHATAMPUR, DIST KANPUR DEHAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0GHATAM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GHATAMPUR, DIST KANPUR DEHAT, ensure your bank's portal accepts IFSC BARB0GHATAM while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – GHATAMPUR, DIST KANPUR DEHAT, use IMPS. With IFSC BARB0GHATAM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0GHATAM for Bank of Baroda – GHATAMPUR, DIST KANPUR DEHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ghatampur, Dist Kanpur Dehat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch, the IFSC BARB0GHATAM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0GHATAM

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GHATAMPUR, DIST KANPUR DEHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GHATAM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ghatampur, Dist Kanpur Dehat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GHATAM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GHATAMPUR, DIST KANPUR DEHAT:

• The IFSC is exactly BARB0GHATAM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GHATAMPUR, DIST KANPUR DEHAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ghatampur, Dist Kanpur Dehat branch sits at OPP CHC HOSPITAL, MUSA NAGAR RD, GHATAMPUR, KANPUR DEHAT, UTTAR PRADESH 209206. If you are travelling from outside Ghatampur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GHATAM and your account number.

Verifying IFSC BARB0GHATAM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GHATAM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghatampur, Dist Kanpur Dehat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GHATAM, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0GHATAM belongs to Bank of Baroda's GHATAMPUR, DIST KANPUR DEHAT branch, located at OPP CHC HOSPITAL, MUSA NAGAR RD, GHATAMPUR, KANPUR DEHAT, UTTAR PRADESH 209206 in GHATAMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.