IFSC Code of Bank of Baroda, Gavimata Branch Branch, Karnataka

Below are the complete branch details for Bank of Baroda, GAVIMATA BRANCH branch, located in GAVIMATA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJGAVI. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJGAVI for Bank of Baroda – GAVIMATA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – GAVIMATA BRANCH is BARB0VJGAVI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJGAVI map to this branch in GAVIMATA, KARNATAKA.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Gavimata Branch branch — IFSC BARB0VJGAVI — extends the bank's services to customers in and around Gavimata, Karnataka.

About this branch

The branch is located at KOTHIPURA VILLAGE, GAVIMATTA, , HEROR POST, KUNIGAL TALLUK, , TUMKUR , GAVIMATA , 572130. It serves the Gavimata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJGAVI is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GAVIMATA BRANCH branch came to be assigned the code BARB0VJGAVI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJGAVI, money simply cannot be routed to the GAVIMATA BRANCH branch electronically.

How to transfer money using IFSC BARB0VJGAVI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJGAVI across all three.

NEFT to Bank of Baroda, GAVIMATA BRANCH using IFSC BARB0VJGAVI

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJGAVI, and confirm that the system picks up Bank of Baroda – GAVIMATA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GAVIMATA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GAVIMATA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJGAVI while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda GAVIMATA BRANCH (IFSC BARB0VJGAVI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJGAVI in your mobile or internet banking app, and the money is credited to the GAVIMATA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJGAVI for Bank of Baroda – GAVIMATA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gavimata Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VJGAVI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GAVIMATA BRANCH is still mapped to IFSC BARB0VJGAVI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJGAVI and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gavimata Branch branch is mapped to IFSC BARB0VJGAVI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJGAVI.

Products and services

Customers walking into the Gavimata Branch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJGAVI

MICR & cheque-truncation details

Cheques drawn on the Gavimata Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJGAVI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VJGAVI

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GAVIMATA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJGAVI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BARB0VJGAVI

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GAVIMATA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0VJGAVI.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Gavimata Branch branch

The branch is located at KOTHIPURA VILLAGE, GAVIMATTA, , HEROR POST, KUNIGAL TALLUK, , TUMKUR , GAVIMATA , 572130, which puts it inside Gavimata, the broader Tumkur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Gavimata Branch branch” — the verified location pin for IFSC BARB0VJGAVI should appear at the top of the results.
2. Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJGAVI and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VJGAVI for Bank of Baroda – GAVIMATA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gavimata Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJGAVI continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJGAVI belongs to Bank of Baroda's GAVIMATA BRANCH branch, located at KOTHIPURA VILLAGE, GAVIMATTA, , HEROR POST, KUNIGAL TALLUK, , TUMKUR ,… in GAVIMATA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.