IFSC Code of Bank of Baroda, Gajuwaka, Vishakhapatnam,Andhra Pradesh Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch in GAJVIS. The 11-digit IFSC BARB0GAJVIS uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0GAJVIS is the IFSC of Bank of Baroda's GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch. The format is fixed: BARB = bank code, 0 = reserved, GAJVIS = branch identifier.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Gajuwaka, Vishakhapatnam,Andhra Pradesh branch in Gajvis. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0GAJVIS.

Gajuwaka, Vishakhapatnam,Andhra Pradesh branch overview

Located at M R MANSION, OPPOSITE ZINC,GAJUWAKA,VISHAKHAPATNAM,ANDHRA PRADESH 530 026, the Gajuwaka, Vishakhapatnam,Andhra Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GAJVIS is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH of Bank of Baroda — its own 11-character IFSC. The code BARB0GAJVIS is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0GAJVIS the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0GAJVIS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GAJVIS across all three.

NEFT to Bank of Baroda, GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH using IFSC BARB0GAJVIS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GAJVIS, and confirm that the system picks up Bank of Baroda – GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0GAJVIS

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH, ensure your bank's portal accepts IFSC BARB0GAJVIS while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH (IFSC BARB0GAJVIS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GAJVIS in your mobile or internet banking app, and the money is credited to the GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gajuwaka, Vishakhapatnam,Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GAJVIS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH is still linked to IFSC BARB0GAJVIS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch, the IFSC BARB0GAJVIS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Gajuwaka, Vishakhapatnam,Andhra Pradesh branch

Once you have an account at Bank of Baroda – GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH, the IFSC BARB0GAJVIS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gajuwaka, Vishakhapatnam,Andhra Pradesh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GAJVIS

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0GAJVIS and the account number together uniquely identify the Gajuwaka, Vishakhapatnam,Andhra Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BARB0GAJVIS

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GAJVIS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH:

• The IFSC is exactly BARB0GAJVIS with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gajuwaka, Vishakhapatnam,Andhra Pradesh branch sits at M R MANSION, OPPOSITE ZINC,GAJUWAKA,VISHAKHAPATNAM,ANDHRA PRADESH 530 026. If you are travelling from outside Gajvis, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GAJVIS and your account number.

Verifying IFSC BARB0GAJVIS from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0GAJVIS by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gajuwaka, Vishakhapatnam,Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GAJVIS continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0GAJVIS belongs to Bank of Baroda's GAJUWAKA, VISHAKHAPATNAM,ANDHRA PRADESH branch, located at M R MANSION, OPPOSITE ZINC,GAJUWAKA,VISHAKHAPATNAM,ANDHRA PRADESH 530 026 in GAJVIS, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.