This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BORIYA branch in GADH BORIYAD. The 11-digit IFSC BARB0BORIAN uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BORIYA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BORIYA branch, the IFSC BARB0BORIAN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BORIAN identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Boriya |
| IFSC Code | BARB0BORIAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130 |
| City | Gadh Boriyad |
| District | Cuttack |
| State | Odisha |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Boriya branch in Gadh Boriyad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BORIAN.
About this branch
The branch is located at BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130. It serves the Gadh Boriyad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BORIAN is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BORIYA branch came to be assigned the code BARB0BORIAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BORIAN, money simply cannot be routed to the BORIYA branch electronically.
How to transfer money using IFSC BARB0BORIAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BORIAN across all three.
NEFT to Bank of Baroda, BORIYA using IFSC BARB0BORIAN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BORIAN, and confirm that the system picks up Bank of Baroda – BORIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BORIYA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BORIYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BORIAN while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BORIYA (IFSC BARB0BORIAN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BORIAN in your mobile or internet banking app, and the money is credited to the BORIYA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Boriya
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BORIAN:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BORIYA is still linked to IFSC BARB0BORIAN.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0BORIAN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BORIYA is still mapped to IFSC BARB0BORIAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BORIAN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Boriya branch is mapped to IFSC BARB0BORIAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BORIAN.
Products and services
Customers walking into the Boriya branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BORIAN
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BORIAN and the account number together uniquely identify the Boriya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Boriya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BORIAN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BORIYA:
- The IFSC is exactly BARB0BORIAN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BORIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Boriya branch sits at BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130. If you are travelling from outside Gadh Boriyad, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BORIAN and your account number.
Verifying IFSC BARB0BORIAN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BORIAN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Boriya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BORIAN continue to work without interruption.
Branch address & contact
Bank of BarodaBoriya Branch
BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130
Gadh Boriyad, Odisha
Phone: 1800223344
IFSC: BARB0BORIAN
Frequently asked questions
Does Bank of Baroda Boriya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Boriya branch but serve different purposes.
Is IFSC BARB0BORIAN the same for all accounts at Boriya branch?
Yes. The IFSC BARB0BORIAN is shared by every account held at Bank of Baroda's Boriya branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0BORIAN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Boriya reflect within 30 minutes.
Where is Bank of Baroda Boriya branch located?
Bank of Baroda's Boriya branch is located at BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130, Gadh Boriyad, Odisha.
How do I add Bank of Baroda Boriya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BORIAN, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Boriya branch?
The IFSC code of Bank of Baroda, Boriya branch is BARB0BORIAN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0BORIAN belongs to Bank of Baroda's BORIYA branch, located at BORIYA,AT VANIYAWALI,KHADKI,AT PO BORIYA,GUJARAT 388130 in GADH BORIYAD, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
