IFSC Code of Bank of Baroda, Gadat,Dist Valsad,Gujarat Branch, Gujarat

Below are the complete branch details for Bank of Baroda, GADAT,DIST VALSAD,GUJARAT branch, located in GADAT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0GADATX. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0GADATX for Bank of Baroda – GADAT,DIST VALSAD,GUJARAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's GADAT,DIST VALSAD,GUJARAT branch, the IFSC BARB0GADATX breaks down as follows: BARB identifies the bank, 0 is the reserved character, and GADATX identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Gadat,Dist Valsad,Gujarat branch — IFSC BARB0GADATX — extends the bank's services to customers in and around Gadat, Gujarat.

Branch details at a glance

About the Gadat,Dist Valsad,Gujarat branch

The Gadat,Dist Valsad,Gujarat branch of Bank of Baroda is situated at VIKAS SAMITTEE BLDG,GADAT,DIST-BULSAR, (GUJ)-396350. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0GADATX is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GADAT,DIST VALSAD,GUJARAT branch came to be assigned the code BARB0GADATX.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GADATX, money simply cannot be routed to the GADAT,DIST VALSAD,GUJARAT branch electronically.

Account types you can open at the Gadat,Dist Valsad,Gujarat branch

Once you have an account at Bank of Baroda – GADAT,DIST VALSAD,GUJARAT, the IFSC BARB0GADATX stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gadat,Dist Valsad,Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0GADATX

How to transfer money using IFSC BARB0GADATX

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GADATX across all three.

NEFT to Bank of Baroda, GADAT,DIST VALSAD,GUJARAT using IFSC BARB0GADATX

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GADATX, and confirm that the system picks up Bank of Baroda – GADAT,DIST VALSAD,GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GADAT,DIST VALSAD,GUJARAT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GADAT,DIST VALSAD,GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GADATX while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda GADAT,DIST VALSAD,GUJARAT (IFSC BARB0GADATX)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GADATX in your mobile or internet banking app, and the money is credited to the GADAT,DIST VALSAD,GUJARAT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gadat,Dist Valsad,Gujarat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0GADATX:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GADAT,DIST VALSAD,GUJARAT is still linked to IFSC BARB0GADATX.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0GADATX

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GADAT,DIST VALSAD,GUJARAT is still mapped to IFSC BARB0GADATX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GADATX and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0GADATX

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GADAT,DIST VALSAD,GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GADATX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Gadat,Dist Valsad,Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GADATX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GADAT,DIST VALSAD,GUJARAT:

• The IFSC is exactly BARB0GADATX with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GADAT,DIST VALSAD,GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gadat,Dist Valsad,Gujarat branch sits at VIKAS SAMITTEE BLDG,GADAT,DIST-BULSAR, (GUJ)-396350. If you are travelling from outside Gadat, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GADATX and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GADATX for Bank of Baroda – GADAT,DIST VALSAD,GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gadat,Dist Valsad,Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GADATX continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0GADATX is the IFSC code of Bank of Baroda, GADAT,DIST VALSAD,GUJARAT branch, in GADAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.