If you are searching for the IFSC code of Bank of Baroda, SEMRA branch in DURG, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is BARB0DBSEMR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEMRA branch, and detailed step-by-step guides for using the IFSC BARB0DBSEMR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBSEMR is the IFSC of Bank of Baroda's SEMRA branch. The format is fixed: BARB = bank code, 0 = reserved, DBSEMR = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Semra branch in Durg. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBSEMR.
About the Semra branch
The Semra branch of Bank of Baroda is situated at AT POST SEMARABHAKHARADEOBHOG BLOCK VIA DHAMTARI SEMRA RAIPUR CHHATTISGARH 493770. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBSEMR is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Semra |
| IFSC Code | BARB0DBSEMR |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST SEMARABHAKHARADEOBHOG BLOCK VIA DHAMTARI SEMRA RAIPUR CHHATTISGARH 493770 |
| City | Durg |
| District | Durg |
| State | Chhattisgarh |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SEMRA branch came to be assigned the code BARB0DBSEMR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBSEMR, money simply cannot be routed to the SEMRA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Semra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBSEMR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0DBSEMR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBSEMR across all three.
NEFT to Bank of Baroda, SEMRA using IFSC BARB0DBSEMR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBSEMR, and confirm that the system picks up Bank of Baroda – SEMRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SEMRA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SEMRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBSEMR while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SEMRA, use IMPS. With IFSC BARB0DBSEMR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Semra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBSEMR:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SEMRA is still linked to IFSC BARB0DBSEMR.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SEMRA branch, the IFSC BARB0DBSEMR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Semra branch is mapped to IFSC BARB0DBSEMR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBSEMR.
Products and services
Customers walking into the Semra branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBSEMR
Online banking and IFSC BARB0DBSEMR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SEMRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBSEMR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Semra branch
The branch is located at AT POST SEMARABHAKHARADEOBHOG BLOCK VIA DHAMTARI SEMRA RAIPUR CHHATTISGARH 493770, which puts it inside Durg, the broader Durg district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Semra branch” — the verified location pin for IFSC BARB0DBSEMR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBSEMR and your account number.
Common mistakes to avoid when using IFSC BARB0DBSEMR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SEMRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBSEMR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Semra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBSEMR continue to work without interruption.
Verifying IFSC BARB0DBSEMR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBSEMR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaSemra Branch
AT POST SEMARABHAKHARADEOBHOG BLOCK VIA DHAMTARI SEMRA RAIPUR CHHATTISGARH 493770
Durg, Chhattisgarh
Phone: 22-1800223344
IFSC: BARB0DBSEMR
Frequently asked questions
Is IFSC BARB0DBSEMR valid for NEFT and RTGS?
Yes. IFSC BARB0DBSEMR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Semra branch located?
Bank of Baroda's Semra branch is located at AT POST SEMARABHAKHARADEOBHOG BLOCK VIA DHAMTARI SEMRA RAIPUR CHHATTISGARH 493770, Durg, Chhattisgarh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Semra branch but serve different purposes.
What is the IFSC code of Bank of Baroda Semra branch?
The IFSC code of Bank of Baroda, Semra branch is BARB0DBSEMR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Semra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBSEMR, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBSEMR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Semra reflect within 30 minutes.
Does Bank of Baroda Semra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Semra branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Final notes
To recap: BARB0DBSEMR is the IFSC code of Bank of Baroda, SEMRA branch, in DURG, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
