If you are searching for the IFSC code of Bank of Baroda, KURUD branch in DURG, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is BARB0DBKDUR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KURUD branch, and detailed step-by-step guides for using the IFSC BARB0DBKDUR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KURUD is BARB0DBKDUR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBKDUR map to this branch in DURG, CHHATTISGARH.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurud branch in Durg, Chhattisgarh is part of this network and uses the IFSC code BARB0DBKDUR for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kurud |
| IFSC Code | BARB0DBKDUR |
| MICR Code | Refer to cheque leaf |
| Branch Address | KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI CHHATTISGARH 490023 |
| City | Durg |
| District | Durg |
| State | Chhattisgarh |
| STD Code | 22 |
| Phone | 1800223344 |
About the Kurud branch
The Kurud branch of Bank of Baroda is situated at KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI CHHATTISGARH 490023. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBKDUR is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KURUD of Bank of Baroda — its own 11-character IFSC. The code BARB0DBKDUR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBKDUR the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kurud branch is mapped to IFSC BARB0DBKDUR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBKDUR.
Banking services available
The Kurud branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBKDUR
How to transfer money using IFSC BARB0DBKDUR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBKDUR across all three.
NEFT to Bank of Baroda, KURUD using IFSC BARB0DBKDUR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBKDUR, and confirm that the system picks up Bank of Baroda – KURUD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBKDUR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KURUD, ensure your bank's portal accepts IFSC BARB0DBKDUR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda KURUD (IFSC BARB0DBKDUR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBKDUR in your mobile or internet banking app, and the money is credited to the KURUD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBKDUR for Bank of Baroda – KURUD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBKDUR | Yes – BARB0DBKDUR | Yes – BARB0DBKDUR |
For most retail customers crediting the Kurud branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBKDUR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KURUD is still mapped to IFSC BARB0DBKDUR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBKDUR and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0DBKDUR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KURUD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBKDUR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBKDUR and the account number together uniquely identify the Kurud branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0DBKDUR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KURUD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBKDUR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kurud branch
The branch is located at KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI CHHATTISGARH 490023, which puts it inside Durg, the broader Durg district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kurud branch” — the verified location pin for IFSC BARB0DBKDUR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBKDUR and your account number.
Verifying IFSC BARB0DBKDUR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBKDUR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurud branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBKDUR, however, work 24x7.
Branch address & contact
Bank of BarodaKurud Branch
KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI CHHATTISGARH 490023
Durg, Chhattisgarh
Phone: 22-1800223344
IFSC: BARB0DBKDUR
Frequently asked questions
Where is Bank of Baroda Kurud branch located?
Bank of Baroda's Kurud branch is located at KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI CHHATTISGARH 490023, Durg, Chhattisgarh.
Is IFSC BARB0DBKDUR valid for NEFT and RTGS?
Yes. IFSC BARB0DBKDUR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Kurud branch?
The IFSC code of Bank of Baroda, Kurud branch is BARB0DBKDUR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0DBKDUR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBKDUR to send funds instantly.
How quickly will an NEFT transfer using BARB0DBKDUR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kurud reflect within 30 minutes.
Is IFSC BARB0DBKDUR the same for all accounts at Kurud branch?
Yes. The IFSC BARB0DBKDUR is shared by every account held at Bank of Baroda's Kurud branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Kurud branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Kurud as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBKDUR, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0DBKDUR belongs to Bank of Baroda's KURUD branch, located at KURUD BHILAI BRANCH ABHISHEK BHAWAN AWANTIBAI CHOWK KOHKAKURUD BHILAI DHAMTARI… in DURG, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
