IFSC Code of Bank of Baroda, Dumraon, Buxar, Bihar Branch, Bihar

Below are the complete branch details for Bank of Baroda, DUMRAON, BUXAR, BIHAR branch, located in DUMRAON, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DUMRAO. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DUMRAO for Bank of Baroda – DUMRAON, BUXAR, BIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's DUMRAON, BUXAR, BIHAR branch, the IFSC BARB0DUMRAO breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DUMRAO identifies this particular branch.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Dumraon, Buxar, Bihar branch in Dumraon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DUMRAO.

About the Dumraon, Buxar, Bihar branch

The Dumraon, Buxar, Bihar branch of Bank of Baroda is situated at STATION ROAD,DUMRAON,DIST BUXAR,DUMRAON,BIHAR 802119. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DUMRAO is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's DUMRAON, BUXAR, BIHAR branch came to be assigned the code BARB0DUMRAO.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DUMRAO, money simply cannot be routed to the DUMRAON, BUXAR, BIHAR branch electronically.

How to transfer money using IFSC BARB0DUMRAO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DUMRAO across all three.

How to use IFSC BARB0DUMRAO for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's DUMRAON, BUXAR, BIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0DUMRAO.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as DUMRAON, BUXAR, BIHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DUMRAON, BUXAR, BIHAR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's DUMRAON, BUXAR, BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DUMRAO while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda DUMRAON, BUXAR, BIHAR (IFSC BARB0DUMRAO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DUMRAO in your mobile or internet banking app, and the money is credited to the DUMRAON, BUXAR, BIHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0DUMRAO for Bank of Baroda – DUMRAON, BUXAR, BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dumraon, Buxar, Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0DUMRAO

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – DUMRAON, BUXAR, BIHAR is still mapped to IFSC BARB0DUMRAO. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DUMRAO and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dumraon, Buxar, Bihar branch is mapped to IFSC BARB0DUMRAO on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0DUMRAO.

Products and services

Customers walking into the Dumraon, Buxar, Bihar branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0DUMRAO

MICR & cheque-truncation details

Cheques drawn on the Dumraon, Buxar, Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DUMRAO for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0DUMRAO

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the DUMRAON, BUXAR, BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DUMRAO is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – DUMRAON, BUXAR, BIHAR:

• The IFSC is exactly BARB0DUMRAO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and DUMRAON, BUXAR, BIHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dumraon, Buxar, Bihar branch

The branch is located at STATION ROAD,DUMRAON,DIST BUXAR,DUMRAON,BIHAR 802119, which puts it inside Dumraon, the broader Buxar district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Dumraon, Buxar, Bihar branch” — the verified location pin for IFSC BARB0DUMRAO should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DUMRAO and your account number.

Verifying IFSC BARB0DUMRAO from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DUMRAO by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dumraon, Buxar, Bihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DUMRAO, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0DUMRAO is the IFSC code of Bank of Baroda, DUMRAON, BUXAR, BIHAR branch, in DUMRAON, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.