Below are the complete branch details for Bank of Baroda, TOROMAFI,FAIZABAD,UP branch, located in DHARAMGANJ, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0TOROMA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0TOROMA for Bank of Baroda – TOROMAFI,FAIZABAD,UP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – TOROMAFI,FAIZABAD,UP is BARB0TOROMA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TOROMA map to this branch in DHARAMGANJ, UTTAR PRADESH.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Toromafi,Faizabad,Up branch in Dharamganj, Uttar Pradesh is part of this network and uses the IFSC code BARB0TOROMA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Toromafi,Faizabad,Up |
| IFSC Code | BARB0TOROMA |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL TOROMAFI DARABGANJ,DIST FAIZABAD,UTTAR PRADESH 224204 |
| City | Dharamganj |
| District | Faizabad |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at VILL TOROMAFI DARABGANJ,DIST FAIZABAD,UTTAR PRADESH 224204. It serves the Dharamganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0TOROMA is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TOROMAFI,FAIZABAD,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0TOROMA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0TOROMA the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Toromafi,Faizabad,Up branch
Once you have an account at Bank of Baroda – TOROMAFI,FAIZABAD,UP, the IFSC BARB0TOROMA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Toromafi,Faizabad,Up branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0TOROMA
How to transfer money using IFSC BARB0TOROMA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0TOROMA across all three.
How to use IFSC BARB0TOROMA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's TOROMAFI,FAIZABAD,UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0TOROMA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as TOROMAFI,FAIZABAD,UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0TOROMA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – TOROMAFI,FAIZABAD,UP, ensure your bank's portal accepts IFSC BARB0TOROMA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – TOROMAFI,FAIZABAD,UP, use IMPS. With IFSC BARB0TOROMA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0TOROMA for Bank of Baroda – TOROMAFI,FAIZABAD,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0TOROMA | Yes – BARB0TOROMA | Yes – BARB0TOROMA |
For most retail customers crediting the Toromafi,Faizabad,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0TOROMA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – TOROMAFI,FAIZABAD,UP is still mapped to IFSC BARB0TOROMA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0TOROMA and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Toromafi,Faizabad,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0TOROMA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0TOROMA and the account number together uniquely identify the Toromafi,Faizabad,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – TOROMAFI,FAIZABAD,UP:
- The IFSC is exactly BARB0TOROMA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and TOROMAFI,FAIZABAD,UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Toromafi,Faizabad,Up branch
The branch is located at VILL TOROMAFI DARABGANJ,DIST FAIZABAD,UTTAR PRADESH 224204, which puts it inside Dharamganj, the broader Faizabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Toromafi,Faizabad,Up branch” — the verified location pin for IFSC BARB0TOROMA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0TOROMA and your account number.
Verifying IFSC BARB0TOROMA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0TOROMA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Toromafi,Faizabad,Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0TOROMA, however, work 24x7.
Branch address & contact
Bank of BarodaToromafi,Faizabad,Up Branch
VILL TOROMAFI DARABGANJ,DIST FAIZABAD,UTTAR PRADESH 224204
Dharamganj, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0TOROMA
Frequently asked questions
Can I use IFSC BARB0TOROMA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0TOROMA to send funds instantly.
Is IFSC BARB0TOROMA the same for all accounts at Toromafi,Faizabad,Up branch?
Yes. The IFSC BARB0TOROMA is shared by every account held at Bank of Baroda's Toromafi,Faizabad,Up branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Toromafi,Faizabad,Up branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Toromafi,Faizabad,Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0TOROMA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Toromafi,Faizabad,Up branch but serve different purposes.
Does Bank of Baroda Toromafi,Faizabad,Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Final notes
To recap: BARB0TOROMA is the IFSC code of Bank of Baroda, TOROMAFI,FAIZABAD,UP branch, in DHARAMGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
