If you are searching for the IFSC code of Bank of Baroda, DHAKAGANSHAYAM, UP branch in DHAKA GHANSHYAM, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0DHAKAG. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHAKAGANSHAYAM, UP branch, and detailed step-by-step guides for using the IFSC BARB0DHAKAG across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DHAKAG is the IFSC of Bank of Baroda's DHAKAGANSHAYAM, UP branch. The format is fixed: BARB = bank code, 0 = reserved, DHAKAG = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhakaganshayam, Up branch in Dhaka Ghanshyam, Uttar Pradesh is part of this network and uses the IFSC code BARB0DHAKAG for all electronic settlement.
About this branch
The branch is located at AT/PO-DHAKAGHANSHYAM, TEH. POWAYA, DIST.SHAHJAHANPUR, UTTAR PRADESH -242 402.. It serves the Dhaka Ghanshyam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DHAKAG is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Dhakaganshayam, Up |
| IFSC Code | BARB0DHAKAG |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO-DHAKAGHANSHYAM, TEH. POWAYA, DIST.SHAHJAHANPUR, UTTAR PRADESH -242 402. |
| City | Dhaka Ghanshyam |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHAKAGANSHAYAM, UP of Bank of Baroda — its own 11-character IFSC. The code BARB0DHAKAG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DHAKAG the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Dhakaganshayam, Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DHAKAG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0DHAKAG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DHAKAG across all three.
How to use IFSC BARB0DHAKAG for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's DHAKAGANSHAYAM, UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DHAKAG.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as DHAKAGANSHAYAM, UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DHAKAG
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – DHAKAGANSHAYAM, UP, ensure your bank's portal accepts IFSC BARB0DHAKAG while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda DHAKAGANSHAYAM, UP (IFSC BARB0DHAKAG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DHAKAG in your mobile or internet banking app, and the money is credited to the DHAKAGANSHAYAM, UP branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dhakaganshayam, Up
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DHAKAG:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHAKAGANSHAYAM, UP is still linked to IFSC BARB0DHAKAG.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DHAKAG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – DHAKAGANSHAYAM, UP is still mapped to IFSC BARB0DHAKAG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DHAKAG and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dhakaganshayam, Up branch is mapped to IFSC BARB0DHAKAG on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DHAKAG.
Banking services available
The Dhakaganshayam, Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DHAKAG
Online banking and IFSC BARB0DHAKAG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the DHAKAGANSHAYAM, UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DHAKAG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dhakaganshayam, Up branch
The branch is located at AT/PO-DHAKAGHANSHYAM, TEH. POWAYA, DIST.SHAHJAHANPUR, UTTAR PRADESH -242 402., which puts it inside Dhaka Ghanshyam, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Dhakaganshayam, Up branch” — the verified location pin for IFSC BARB0DHAKAG should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DHAKAG and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – DHAKAGANSHAYAM, UP:
- The IFSC is exactly BARB0DHAKAG with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and DHAKAGANSHAYAM, UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dhakaganshayam, Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DHAKAG continue to work without interruption.
Verifying IFSC BARB0DHAKAG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DHAKAG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaDhakaganshayam, Up Branch
AT/PO-DHAKAGHANSHYAM, TEH. POWAYA, DIST.SHAHJAHANPUR, UTTAR PRADESH -242 402.
Dhaka Ghanshyam, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0DHAKAG
Frequently asked questions
Is IFSC BARB0DHAKAG the same for all accounts at Dhakaganshayam, Up branch?
Yes. The IFSC BARB0DHAKAG is shared by every account held at Bank of Baroda's Dhakaganshayam, Up branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhakaganshayam, Up branch but serve different purposes.
What is the IFSC code of Bank of Baroda Dhakaganshayam, Up branch?
The IFSC code of Bank of Baroda, Dhakaganshayam, Up branch is BARB0DHAKAG. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Dhakaganshayam, Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0DHAKAG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DHAKAG to send funds instantly.
How quickly will an NEFT transfer using BARB0DHAKAG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Dhakaganshayam, Up reflect within 30 minutes.
Is IFSC BARB0DHAKAG valid for NEFT and RTGS?
Yes. IFSC BARB0DHAKAG is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Dhakaganshayam, Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DHAKAG, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0DHAKAG is the IFSC code of Bank of Baroda, DHAKAGANSHAYAM, UP branch, in DHAKA GHANSHYAM, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
