If you are searching for the IFSC code of Bank of Baroda, BRANCH branch in CUTTACK, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BARB0NAYABA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0NAYABA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – BRANCH is BARB0NAYABA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NAYABA map to this branch in CUTTACK, ODISHA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Branch |
| IFSC Code | BARB0NAYABA |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004 |
| City | Cuttack |
| District | Purbi Champaran |
| State | Odisha |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Branch branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0NAYABA.
About the Branch branch
The Branch branch of Bank of Baroda is situated at OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NAYABA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0NAYABA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NAYABA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0NAYABA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NAYABA across all three.
How to use IFSC BARB0NAYABA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0NAYABA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NAYABA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BRANCH, use IMPS. With IFSC BARB0NAYABA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NAYABA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH is still linked to IFSC BARB0NAYABA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0NAYABA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BRANCH is still mapped to IFSC BARB0NAYABA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NAYABA and the beneficiary's account number to complete the transfer.
Account types you can open at the Branch branch
Once you have an account at Bank of Baroda – BRANCH, the IFSC BARB0NAYABA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0NAYABA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0NAYABA and the account number together uniquely identify the Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0NAYABA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NAYABA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0NAYABA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0NAYABA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Branch branch
The branch is located at OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004, which puts it inside Cuttack, the broader Purbi Champaran district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Branch branch” — the verified location pin for IFSC BARB0NAYABA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NAYABA and your account number.
Verifying IFSC BARB0NAYABA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NAYABA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0NAYABA continue to work without interruption.
Branch address & contact
Bank of BarodaBranch Branch
OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004
Cuttack, Odisha
Phone: 1800223344
IFSC: BARB0NAYABA
Frequently asked questions
Is IFSC BARB0NAYABA the same for all accounts at Branch branch?
Yes. The IFSC BARB0NAYABA is shared by every account held at Bank of Baroda's Branch branch. Only the account number changes from customer to customer.
Is IFSC BARB0NAYABA valid for NEFT and RTGS?
Yes. IFSC BARB0NAYABA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Branch branch located?
Bank of Baroda's Branch branch is located at OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004, Cuttack, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Branch branch but serve different purposes.
What is the phone number of Bank of Baroda Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Branch branch?
The IFSC code of Bank of Baroda, Branch branch is BARB0NAYABA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NAYABA, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0NAYABA belongs to Bank of Baroda's BRANCH branch, located at OPPOSITE NETAJI FIELD,POTA POKHARI,NAYABAZAR,DIST CUTTACK,ORISSA 753004 in CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
