This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, SME COIMBATORE branch in COIMBATORE. The 11-digit IFSC BARB0SMECOI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the SME COIMBATORE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – SME COIMBATORE is BARB0SMECOI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SMECOI map to this branch in COIMBATORE, TAMIL NADU.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | SME Coimbatore |
| IFSC Code | BARB0SMECOI |
| MICR Code | Refer to cheque leaf |
| Branch Address | 82 BANK ROAD COIMBATORE |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its SME Coimbatore branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code BARB0SMECOI for all electronic settlement.
About this branch
The branch is located at 82 BANK ROAD COIMBATORE. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0SMECOI is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SME COIMBATORE of Bank of Baroda — its own 11-character IFSC. The code BARB0SMECOI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SMECOI the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0SMECOI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SMECOI across all three.
How to use IFSC BARB0SMECOI for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SME COIMBATORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0SMECOI.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SME COIMBATORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SME COIMBATORE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SME COIMBATORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SMECOI while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SME COIMBATORE, use IMPS. With IFSC BARB0SMECOI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to SME Coimbatore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SMECOI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SME COIMBATORE is still linked to IFSC BARB0SMECOI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0SMECOI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SME COIMBATORE is still mapped to IFSC BARB0SMECOI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SMECOI and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the SME Coimbatore branch is mapped to IFSC BARB0SMECOI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SMECOI.
Products and services
Customers walking into the SME Coimbatore branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0SMECOI
MICR & cheque-truncation details
Cheques drawn on the SME Coimbatore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SMECOI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the SME Coimbatore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SMECOI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0SMECOI
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SME COIMBATORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0SMECOI. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The SME Coimbatore branch sits at 82 BANK ROAD COIMBATORE. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SMECOI and your account number.
Verifying IFSC BARB0SMECOI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SMECOI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at SME Coimbatore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SMECOI continue to work without interruption.
Branch address & contact
Bank of BarodaSME Coimbatore Branch
82 BANK ROAD COIMBATORE
Coimbatore, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0SMECOI
Frequently asked questions
Where is Bank of Baroda SME Coimbatore branch located?
Bank of Baroda's SME Coimbatore branch is located at 82 BANK ROAD COIMBATORE, Coimbatore, Tamil Nadu.
What is the IFSC code of Bank of Baroda SME Coimbatore branch?
The IFSC code of Bank of Baroda, SME Coimbatore branch is BARB0SMECOI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda SME Coimbatore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SMECOI, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0SMECOI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – SME Coimbatore reflect within 30 minutes.
Is IFSC BARB0SMECOI the same for all accounts at SME Coimbatore branch?
Yes. The IFSC BARB0SMECOI is shared by every account held at Bank of Baroda's SME Coimbatore branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0SMECOI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SMECOI to send funds instantly.
Does Bank of Baroda SME Coimbatore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda SME Coimbatore branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0SMECOI belongs to Bank of Baroda's SME COIMBATORE branch, located at 82 BANK ROAD COIMBATORE in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
