Use this page as a one-stop reference for everything related to Bank of Baroda's CHORGALIA, UTTARAKHAND branch in CHORGALIA, UTTARAKHAND. The branch's IFSC code BARB0CHORGA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – CHORGALIA, UTTARAKHAND is BARB0CHORGA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CHORGA map to this branch in CHORGALIA, UTTARAKHAND.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Chorgalia, Uttarakhand branch — IFSC BARB0CHORGA — extends the bank's services to customers in and around Chorgalia, Uttarakhand.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Chorgalia, Uttarakhand |
| IFSC Code | BARB0CHORGA |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL.& PO.CHORGALIA, DIST.NAINITAL, UTTARAKHAND - 263 134. |
| City | Chorgalia |
| District | Nainital |
| State | Uttarakhand |
| Phone | 1800223344 |
About the Chorgalia, Uttarakhand branch
The Chorgalia, Uttarakhand branch of Bank of Baroda is situated at VILL.& PO.CHORGALIA, DIST.NAINITAL, UTTARAKHAND - 263 134.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0CHORGA is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's CHORGALIA, UTTARAKHAND branch came to be assigned the code BARB0CHORGA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0CHORGA, money simply cannot be routed to the CHORGALIA, UTTARAKHAND branch electronically.
Account types you can open at the Chorgalia, Uttarakhand branch
Once you have an account at Bank of Baroda – CHORGALIA, UTTARAKHAND, the IFSC BARB0CHORGA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chorgalia, Uttarakhand branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0CHORGA
How to transfer money using IFSC BARB0CHORGA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CHORGA across all three.
NEFT to Bank of Baroda, CHORGALIA, UTTARAKHAND using IFSC BARB0CHORGA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0CHORGA, and confirm that the system picks up Bank of Baroda – CHORGALIA, UTTARAKHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0CHORGA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – CHORGALIA, UTTARAKHAND, ensure your bank's portal accepts IFSC BARB0CHORGA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – CHORGALIA, UTTARAKHAND, use IMPS. With IFSC BARB0CHORGA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0CHORGA for Bank of Baroda – CHORGALIA, UTTARAKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0CHORGA | Yes – BARB0CHORGA | Yes – BARB0CHORGA |
For most retail customers crediting the Chorgalia, Uttarakhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's CHORGALIA, UTTARAKHAND branch, the IFSC BARB0CHORGA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0CHORGA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CHORGALIA, UTTARAKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0CHORGA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0CHORGA and the account number together uniquely identify the Chorgalia, Uttarakhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – CHORGALIA, UTTARAKHAND:
- The IFSC is exactly BARB0CHORGA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and CHORGALIA, UTTARAKHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chorgalia, Uttarakhand branch
The branch is located at VILL.& PO.CHORGALIA, DIST.NAINITAL, UTTARAKHAND - 263 134., which puts it inside Chorgalia, the broader Nainital district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Chorgalia, Uttarakhand branch” — the verified location pin for IFSC BARB0CHORGA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CHORGA and your account number.
Verifying IFSC BARB0CHORGA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0CHORGA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chorgalia, Uttarakhand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0CHORGA, however, work 24x7.
Branch address & contact
Bank of BarodaChorgalia, Uttarakhand Branch
VILL.& PO.CHORGALIA, DIST.NAINITAL, UTTARAKHAND - 263 134.
Chorgalia, Uttarakhand
Phone: 1800223344
IFSC: BARB0CHORGA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chorgalia, Uttarakhand branch but serve different purposes.
Is IFSC BARB0CHORGA valid for NEFT and RTGS?
Yes. IFSC BARB0CHORGA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0CHORGA the same for all accounts at Chorgalia, Uttarakhand branch?
Yes. The IFSC BARB0CHORGA is shared by every account held at Bank of Baroda's Chorgalia, Uttarakhand branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Chorgalia, Uttarakhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0CHORGA, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0CHORGA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0CHORGA to send funds instantly.
What is the IFSC code of Bank of Baroda Chorgalia, Uttarakhand branch?
The IFSC code of Bank of Baroda, Chorgalia, Uttarakhand branch is BARB0CHORGA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Chorgalia, Uttarakhand branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Summary
The IFSC code BARB0CHORGA belongs to Bank of Baroda's CHORGALIA, UTTARAKHAND branch, located at VILL.& PO.CHORGALIA, DIST.NAINITAL, UTTARAKHAND - 263 134. in CHORGALIA, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
