Below are the complete branch details for Bank of Baroda, MANDPHIYA branch, located in CHITTORGARH, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0MANDPH. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0MANDPH for Bank of Baroda – MANDPHIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's MANDPHIYA branch, the IFSC BARB0MANDPH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and MANDPH identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Mandphiya |
| IFSC Code | BARB0MANDPH |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027 |
| City | Chittorgarh |
| District | Cuttack |
| State | Odisha |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mandphiya branch in Chittorgarh, Odisha is part of this network and uses the IFSC code BARB0MANDPH for all electronic settlement.
About this branch
The branch is located at NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027. It serves the Chittorgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0MANDPH is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANDPHIYA of Bank of Baroda — its own 11-character IFSC. The code BARB0MANDPH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MANDPH the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0MANDPH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MANDPH across all three.
NEFT to Bank of Baroda, MANDPHIYA using IFSC BARB0MANDPH
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MANDPH, and confirm that the system picks up Bank of Baroda – MANDPHIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANDPHIYA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MANDPHIYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MANDPH while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MANDPHIYA, use IMPS. With IFSC BARB0MANDPH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0MANDPH for Bank of Baroda – MANDPHIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0MANDPH | Yes – BARB0MANDPH | Yes – BARB0MANDPH |
For most retail customers crediting the Mandphiya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0MANDPH
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MANDPHIYA is still mapped to IFSC BARB0MANDPH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MANDPH and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mandphiya branch is mapped to IFSC BARB0MANDPH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0MANDPH.
Banking services available
The Mandphiya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MANDPH
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MANDPH and the account number together uniquely identify the Mandphiya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mandphiya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0MANDPH is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MANDPHIYA:
- The IFSC is exactly BARB0MANDPH with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MANDPHIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mandphiya branch
The branch is located at NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027, which puts it inside Chittorgarh, the broader Cuttack district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Mandphiya branch” — the verified location pin for IFSC BARB0MANDPH should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MANDPH and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0MANDPH for Bank of Baroda – MANDPHIYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mandphiya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MANDPH continue to work without interruption.
Branch address & contact
Bank of BarodaMandphiya Branch
NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027
Chittorgarh, Odisha
Phone: 1800223344
IFSC: BARB0MANDPH
Frequently asked questions
How quickly will an NEFT transfer using BARB0MANDPH be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Mandphiya reflect within 30 minutes.
Can I use IFSC BARB0MANDPH for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0MANDPH to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mandphiya branch but serve different purposes.
What is the phone number of Bank of Baroda Mandphiya branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0MANDPH valid for NEFT and RTGS?
Yes. IFSC BARB0MANDPH is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0MANDPH the same for all accounts at Mandphiya branch?
Yes. The IFSC BARB0MANDPH is shared by every account held at Bank of Baroda's Mandphiya branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Mandphiya branch located?
Bank of Baroda's Mandphiya branch is located at NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027, Chittorgarh, Odisha.
Summary
The IFSC code BARB0MANDPH belongs to Bank of Baroda's MANDPHIYA branch, located at NEAR NAND NIKETAN,DHARMSHALA,MANDPHIYA,CHITTORGARH,RAJASTHAN 312027 in CHITTORGARH, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
