If you are searching for the IFSC code of Bank of Baroda, CHITTOOR branch in CHITTOOR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0DBCHIT. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHITTOOR branch, and detailed step-by-step guides for using the IFSC BARB0DBCHIT across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's CHITTOOR branch, the IFSC BARB0DBCHIT breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBCHIT identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Chittoor |
| IFSC Code | BARB0DBCHIT |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH 517001 |
| City | Chittoor |
| District | Chittoor |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Chittoor branch — IFSC BARB0DBCHIT — extends the bank's services to customers in and around Chittoor, Andhra Pradesh.
About this branch
The branch is located at DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH 517001. It serves the Chittoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBCHIT is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHITTOOR of Bank of Baroda — its own 11-character IFSC. The code BARB0DBCHIT is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBCHIT the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBCHIT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBCHIT across all three.
NEFT to Bank of Baroda, CHITTOOR using IFSC BARB0DBCHIT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBCHIT, and confirm that the system picks up Bank of Baroda – CHITTOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBCHIT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – CHITTOOR, ensure your bank's portal accepts IFSC BARB0DBCHIT while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – CHITTOOR, use IMPS. With IFSC BARB0DBCHIT and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBCHIT for Bank of Baroda – CHITTOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBCHIT | Yes – BARB0DBCHIT | Yes – BARB0DBCHIT |
For most retail customers crediting the Chittoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBCHIT
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – CHITTOOR is still mapped to IFSC BARB0DBCHIT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBCHIT and the beneficiary's account number to complete the transfer.
Account types you can open at the Chittoor branch
Once you have an account at Bank of Baroda – CHITTOOR, the IFSC BARB0DBCHIT stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chittoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBCHIT
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBCHIT and the account number together uniquely identify the Chittoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0DBCHIT
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CHITTOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBCHIT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0DBCHIT
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CHITTOOR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBCHIT. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chittoor branch sits at DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH 517001. If you are travelling from outside Chittoor, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBCHIT and your account number.
Verifying IFSC BARB0DBCHIT from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBCHIT by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chittoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBCHIT continue to work without interruption.
Branch address & contact
Bank of BarodaChittoor Branch
DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH 517001
Chittoor, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0DBCHIT
Frequently asked questions
What is the IFSC code of Bank of Baroda Chittoor branch?
The IFSC code of Bank of Baroda, Chittoor branch is BARB0DBCHIT. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Chittoor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0DBCHIT the same for all accounts at Chittoor branch?
Yes. The IFSC BARB0DBCHIT is shared by every account held at Bank of Baroda's Chittoor branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0DBCHIT be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Chittoor reflect within 30 minutes.
Is IFSC BARB0DBCHIT valid for NEFT and RTGS?
Yes. IFSC BARB0DBCHIT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Chittoor branch located?
Bank of Baroda's Chittoor branch is located at DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH 517001, Chittoor, Andhra Pradesh.
What is the phone number of Bank of Baroda Chittoor branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0DBCHIT belongs to Bank of Baroda's CHITTOOR branch, located at DOOR NO18991 9921ST FLOORPRAKASAM HIGH ROAD CHITTOOR CHITTOOR ANDHRA PRADESH… in CHITTOOR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
