If you are searching for the IFSC code of Bank of Baroda, CHINYA branch in CHINYA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJCHYA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHINYA branch, and detailed step-by-step guides for using the IFSC BARB0VJCHYA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – CHINYA is BARB0VJCHYA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJCHYA map to this branch in CHINYA, KARNATAKA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Chinya |
| IFSC Code | BARB0VJCHYA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHINYA , HANAKERE HOBLI , NAGAMANGALA TALUK , CHINYA , 571810 |
| City | Chinya |
| District | Mandya |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Chinya branch in Chinya. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJCHYA.
About the Chinya branch
The Chinya branch of Bank of Baroda is situated at CHINYA , HANAKERE HOBLI , NAGAMANGALA TALUK , CHINYA , 571810. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJCHYA is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's CHINYA branch came to be assigned the code BARB0VJCHYA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJCHYA, money simply cannot be routed to the CHINYA branch electronically.
How to transfer money using IFSC BARB0VJCHYA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJCHYA across all three.
NEFT to Bank of Baroda, CHINYA using IFSC BARB0VJCHYA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJCHYA, and confirm that the system picks up Bank of Baroda – CHINYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHINYA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's CHINYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJCHYA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – CHINYA, use IMPS. With IFSC BARB0VJCHYA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJCHYA for Bank of Baroda – CHINYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJCHYA | Yes – BARB0VJCHYA | Yes – BARB0VJCHYA |
For most retail customers crediting the Chinya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's CHINYA branch, the IFSC BARB0VJCHYA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Chinya branch
Once you have an account at Bank of Baroda – CHINYA, the IFSC BARB0VJCHYA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chinya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJCHYA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJCHYA and the account number together uniquely identify the Chinya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chinya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJCHYA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0VJCHYA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CHINYA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJCHYA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chinya branch
The branch is located at CHINYA , HANAKERE HOBLI , NAGAMANGALA TALUK , CHINYA , 571810, which puts it inside Chinya, the broader Mandya district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Chinya branch” — the verified location pin for IFSC BARB0VJCHYA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJCHYA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJCHYA for Bank of Baroda – CHINYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chinya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJCHYA continue to work without interruption.
Branch address & contact
Bank of BarodaChinya Branch
CHINYA , HANAKERE HOBLI , NAGAMANGALA TALUK , CHINYA , 571810
Chinya, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJCHYA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chinya branch but serve different purposes.
Is IFSC BARB0VJCHYA the same for all accounts at Chinya branch?
Yes. The IFSC BARB0VJCHYA is shared by every account held at Bank of Baroda's Chinya branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Chinya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJCHYA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Chinya branch?
The IFSC code of Bank of Baroda, Chinya branch is BARB0VJCHYA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0VJCHYA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Chinya reflect within 30 minutes.
Is IFSC BARB0VJCHYA valid for NEFT and RTGS?
Yes. IFSC BARB0VJCHYA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Chinya branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Chinya branch located?
Bank of Baroda's Chinya branch is located at CHINYA , HANAKERE HOBLI , NAGAMANGALA TALUK , CHINYA , 571810, Chinya, Karnataka.
Final notes
To recap: BARB0VJCHYA is the IFSC code of Bank of Baroda, CHINYA branch, in CHINYA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
