Below are the complete branch details for Bank of Baroda, ABLUDU branch, located in CHIKKABALLAPURA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBABBA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBABBA for Bank of Baroda – ABLUDU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBABBA is the IFSC of Bank of Baroda's ABLUDU branch. The format is fixed: BARB = bank code, 0 = reserved, DBABBA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Abludu branch in Chikkaballapura, Karnataka is part of this network and uses the IFSC code BARB0DBABBA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Abludu |
| IFSC Code | BARB0DBABBA |
| MICR Code | Refer to cheque leaf |
| Branch Address | DENA BANK ABLUDU BRANCHABLUDU VILLAGE ANDPOST SIDLAGHATTA TALUK CHKKABALLAPURA SIDLAGHATTA CHIKKABALLAPURA KARNATAKA 562105 |
| City | Chikkaballapura |
| District | Chikkaballapura |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About the Abludu branch
The Abludu branch of Bank of Baroda is situated at DENA BANK ABLUDU BRANCHABLUDU VILLAGE ANDPOST SIDLAGHATTA TALUK CHKKABALLAPURA SIDLAGHATTA CHIKKABALLAPURA KARNATAKA 562105. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBABBA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ABLUDU of Bank of Baroda — its own 11-character IFSC. The code BARB0DBABBA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBABBA the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Abludu branch is mapped to IFSC BARB0DBABBA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBABBA.
Products and services
Customers walking into the Abludu branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBABBA
How to transfer money using IFSC BARB0DBABBA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBABBA across all three.
NEFT to Bank of Baroda, ABLUDU using IFSC BARB0DBABBA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBABBA, and confirm that the system picks up Bank of Baroda – ABLUDU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ABLUDU
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's ABLUDU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBABBA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda ABLUDU (IFSC BARB0DBABBA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBABBA in your mobile or internet banking app, and the money is credited to the ABLUDU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBABBA for Bank of Baroda – ABLUDU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBABBA | Yes – BARB0DBABBA | Yes – BARB0DBABBA |
For most retail customers crediting the Abludu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's ABLUDU branch, the IFSC BARB0DBABBA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0DBABBA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ABLUDU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBABBA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBABBA and the account number together uniquely identify the Abludu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – ABLUDU:
- The IFSC is exactly BARB0DBABBA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and ABLUDU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Abludu branch sits at DENA BANK ABLUDU BRANCHABLUDU VILLAGE ANDPOST SIDLAGHATTA TALUK CHKKABALLAPURA SIDLAGHATTA CHIKKABALLAPURA KARNATAKA 562105. If you are travelling from outside Chikkaballapura, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBABBA and your account number.
Verifying IFSC BARB0DBABBA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBABBA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Abludu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBABBA, however, work 24x7.
Branch address & contact
Bank of BarodaAbludu Branch
DENA BANK ABLUDU BRANCHABLUDU VILLAGE ANDPOST SIDLAGHATTA TALUK CHKKABALLAPURA SIDLAGHATTA CHIKKABALLAPURA KARNATAKA 562105
Chikkaballapura, Karnataka
Phone: 22-1800223344
IFSC: BARB0DBABBA
Frequently asked questions
How do I add Bank of Baroda Abludu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBABBA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBABBA the same for all accounts at Abludu branch?
Yes. The IFSC BARB0DBABBA is shared by every account held at Bank of Baroda's Abludu branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0DBABBA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Abludu reflect within 30 minutes.
Can I use IFSC BARB0DBABBA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBABBA to send funds instantly.
What is the IFSC code of Bank of Baroda Abludu branch?
The IFSC code of Bank of Baroda, Abludu branch is BARB0DBABBA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Abludu branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Abludu branch but serve different purposes.
Summary
The IFSC code BARB0DBABBA belongs to Bank of Baroda's ABLUDU branch, located at DENA BANK ABLUDU BRANCHABLUDU VILLAGE ANDPOST SIDLAGHATTA TALUK CHKKABALLAPURA… in CHIKKABALLAPURA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
