Use this page as a one-stop reference for everything related to Bank of Baroda's CHHADVAVADAR, GUJARAT branch in CHHADAVAVADAR, GUJARAT. The branch's IFSC code BARB0CHHADA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's CHHADVAVADAR, GUJARAT branch, the IFSC BARB0CHHADA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and CHHADA identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Chhadvavadar, Gujarat branch — IFSC BARB0CHHADA — extends the bank's services to customers in and around Chhadavavadar, Gujarat.
About the Chhadvavadar, Gujarat branch
The Chhadvavadar, Gujarat branch of Bank of Baroda is situated at CHHADVAVADAR, TAL.DHORAJI, DIST.RAJKOT, GUJARAT - 360 410.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0CHHADA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Chhadvavadar, Gujarat |
| IFSC Code | BARB0CHHADA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHHADVAVADAR, TAL.DHORAJI, DIST.RAJKOT, GUJARAT - 360 410. |
| City | Chhadavavadar |
| District | Rajkot |
| State | Gujarat |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's CHHADVAVADAR, GUJARAT branch came to be assigned the code BARB0CHHADA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0CHHADA, money simply cannot be routed to the CHHADVAVADAR, GUJARAT branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chhadvavadar, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0CHHADA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0CHHADA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CHHADA across all three.
NEFT to Bank of Baroda, CHHADVAVADAR, GUJARAT using IFSC BARB0CHHADA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0CHHADA, and confirm that the system picks up Bank of Baroda – CHHADVAVADAR, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0CHHADA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – CHHADVAVADAR, GUJARAT, ensure your bank's portal accepts IFSC BARB0CHHADA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda CHHADVAVADAR, GUJARAT (IFSC BARB0CHHADA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0CHHADA in your mobile or internet banking app, and the money is credited to the CHHADVAVADAR, GUJARAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0CHHADA for Bank of Baroda – CHHADVAVADAR, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0CHHADA | Yes – BARB0CHHADA | Yes – BARB0CHHADA |
For most retail customers crediting the Chhadvavadar, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0CHHADA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – CHHADVAVADAR, GUJARAT is still mapped to IFSC BARB0CHHADA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0CHHADA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chhadvavadar, Gujarat branch is mapped to IFSC BARB0CHHADA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0CHHADA.
Banking services available
The Chhadvavadar, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0CHHADA
Online banking and IFSC BARB0CHHADA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CHHADVAVADAR, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0CHHADA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Chhadvavadar, Gujarat branch
The branch is located at CHHADVAVADAR, TAL.DHORAJI, DIST.RAJKOT, GUJARAT - 360 410., which puts it inside Chhadavavadar, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Chhadvavadar, Gujarat branch” — the verified location pin for IFSC BARB0CHHADA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CHHADA and your account number.
Common mistakes to avoid when using IFSC BARB0CHHADA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CHHADVAVADAR, GUJARAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0CHHADA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhadvavadar, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0CHHADA, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0CHHADA for Bank of Baroda – CHHADVAVADAR, GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaChhadvavadar, Gujarat Branch
CHHADVAVADAR, TAL.DHORAJI, DIST.RAJKOT, GUJARAT - 360 410.
Chhadavavadar, Gujarat
Phone: 1800223344
IFSC: BARB0CHHADA
Frequently asked questions
What is the IFSC code of Bank of Baroda Chhadvavadar, Gujarat branch?
The IFSC code of Bank of Baroda, Chhadvavadar, Gujarat branch is BARB0CHHADA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0CHHADA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Chhadvavadar, Gujarat reflect within 30 minutes.
Is IFSC BARB0CHHADA the same for all accounts at Chhadvavadar, Gujarat branch?
Yes. The IFSC BARB0CHHADA is shared by every account held at Bank of Baroda's Chhadvavadar, Gujarat branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chhadvavadar, Gujarat branch but serve different purposes.
Is IFSC BARB0CHHADA valid for NEFT and RTGS?
Yes. IFSC BARB0CHHADA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Chhadvavadar, Gujarat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the phone number of Bank of Baroda Chhadvavadar, Gujarat branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0CHHADA belongs to Bank of Baroda's CHHADVAVADAR, GUJARAT branch, located at CHHADVAVADAR, TAL.DHORAJI, DIST.RAJKOT, GUJARAT - 360 410. in CHHADAVAVADAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
