If you are searching for the IFSC code of Bank of Baroda, VIRUGAMBAKKAM,CHENNAI,TN branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0VIRUGA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIRUGAMBAKKAM,CHENNAI,TN branch, and detailed step-by-step guides for using the IFSC BARB0VIRUGA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VIRUGA is the IFSC of Bank of Baroda's VIRUGAMBAKKAM,CHENNAI,TN branch. The format is fixed: BARB = bank code, 0 = reserved, VIRUGA = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Virugambakkam,Chennai,Tn |
| IFSC Code | BARB0VIRUGA |
| MICR Code | Refer to cheque leaf |
| Branch Address | SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092. |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Virugambakkam,Chennai,Tn branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0VIRUGA for all electronic settlement.
About the Virugambakkam,Chennai,Tn branch
The Virugambakkam,Chennai,Tn branch of Bank of Baroda is situated at SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VIRUGA is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VIRUGAMBAKKAM,CHENNAI,TN branch came to be assigned the code BARB0VIRUGA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VIRUGA, money simply cannot be routed to the VIRUGAMBAKKAM,CHENNAI,TN branch electronically.
How to transfer money using IFSC BARB0VIRUGA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VIRUGA across all three.
NEFT to Bank of Baroda, VIRUGAMBAKKAM,CHENNAI,TN using IFSC BARB0VIRUGA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VIRUGA, and confirm that the system picks up Bank of Baroda – VIRUGAMBAKKAM,CHENNAI,TN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VIRUGA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – VIRUGAMBAKKAM,CHENNAI,TN, ensure your bank's portal accepts IFSC BARB0VIRUGA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – VIRUGAMBAKKAM,CHENNAI,TN, use IMPS. With IFSC BARB0VIRUGA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VIRUGA for Bank of Baroda – VIRUGAMBAKKAM,CHENNAI,TN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VIRUGA | Yes – BARB0VIRUGA | Yes – BARB0VIRUGA |
For most retail customers crediting the Virugambakkam,Chennai,Tn branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIRUGAMBAKKAM,CHENNAI,TN branch, the IFSC BARB0VIRUGA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Virugambakkam,Chennai,Tn branch is mapped to IFSC BARB0VIRUGA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VIRUGA.
Products and services
Customers walking into the Virugambakkam,Chennai,Tn branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VIRUGA
MICR & cheque-truncation details
Cheques drawn on the Virugambakkam,Chennai,Tn branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VIRUGA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0VIRUGA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIRUGAMBAKKAM,CHENNAI,TN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VIRUGA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VIRUGAMBAKKAM,CHENNAI,TN:
- The IFSC is exactly BARB0VIRUGA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and VIRUGAMBAKKAM,CHENNAI,TN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Virugambakkam,Chennai,Tn branch
The branch is located at SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092., which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Virugambakkam,Chennai,Tn branch” — the verified location pin for IFSC BARB0VIRUGA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VIRUGA and your account number.
Verifying IFSC BARB0VIRUGA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VIRUGA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Virugambakkam,Chennai,Tn are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VIRUGA continue to work without interruption.
Branch address & contact
Bank of BarodaVirugambakkam,Chennai,Tn Branch
SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092.
Chennai, Tamil Nadu
Phone: 1800223344
IFSC: BARB0VIRUGA
Frequently asked questions
Where is Bank of Baroda Virugambakkam,Chennai,Tn branch located?
Bank of Baroda's Virugambakkam,Chennai,Tn branch is located at SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092., Chennai, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Virugambakkam,Chennai,Tn branch but serve different purposes.
Is IFSC BARB0VIRUGA valid for NEFT and RTGS?
Yes. IFSC BARB0VIRUGA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Virugambakkam,Chennai,Tn branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Virugambakkam,Chennai,Tn branch?
The IFSC code of Bank of Baroda, Virugambakkam,Chennai,Tn branch is BARB0VIRUGA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Virugambakkam,Chennai,Tn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VIRUGA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VIRUGA the same for all accounts at Virugambakkam,Chennai,Tn branch?
Yes. The IFSC BARB0VIRUGA is shared by every account held at Bank of Baroda's Virugambakkam,Chennai,Tn branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0VIRUGA belongs to Bank of Baroda's VIRUGAMBAKKAM,CHENNAI,TN branch, located at SRI SAI NAGAR,10 KALIAMMAN,KOIL STREET,VIRUGAMBAKKAM,CHENNAI,TAMILNADU - 600092. in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
