If you are searching for the IFSC code of Bank of Baroda, VILLIVAKKAM branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0VILLIV. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VILLIVAKKAM branch, and detailed step-by-step guides for using the IFSC BARB0VILLIV across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VILLIV is the IFSC of Bank of Baroda's VILLIVAKKAM branch. The format is fixed: BARB = bank code, 0 = reserved, VILLIV = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Villivakkam |
| IFSC Code | BARB0VILLIV |
| MICR Code | Refer to cheque leaf |
| Branch Address | PUSHPANJALI APARTMENTS, NO 1 MTH ROAD,OPP INDUS IND BANK |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Villivakkam branch — IFSC BARB0VILLIV — extends the bank's services to customers in and around Chennai, Tamil Nadu.
About this branch
The branch is located at PUSHPANJALI APARTMENTS, NO 1 MTH ROAD,OPP INDUS IND BANK. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VILLIV is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VILLIVAKKAM branch came to be assigned the code BARB0VILLIV.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VILLIV, money simply cannot be routed to the VILLIVAKKAM branch electronically.
How to transfer money using IFSC BARB0VILLIV
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VILLIV across all three.
NEFT to Bank of Baroda, VILLIVAKKAM using IFSC BARB0VILLIV
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VILLIV, and confirm that the system picks up Bank of Baroda – VILLIVAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VILLIV
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – VILLIVAKKAM, ensure your bank's portal accepts IFSC BARB0VILLIV while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda VILLIVAKKAM (IFSC BARB0VILLIV)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VILLIV in your mobile or internet banking app, and the money is credited to the VILLIVAKKAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Villivakkam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VILLIV:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VILLIVAKKAM is still linked to IFSC BARB0VILLIV.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VILLIV
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VILLIVAKKAM is still mapped to IFSC BARB0VILLIV. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VILLIV and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Villivakkam branch is mapped to IFSC BARB0VILLIV on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VILLIV.
Products and services
Customers walking into the Villivakkam branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VILLIV
MICR & cheque-truncation details
Cheques drawn on the Villivakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VILLIV for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Villivakkam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VILLIV is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0VILLIV
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VILLIVAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VILLIV. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Villivakkam branch sits at PUSHPANJALI APARTMENTS, NO 1 MTH ROAD,OPP INDUS IND BANK. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VILLIV and your account number.
Verifying IFSC BARB0VILLIV from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VILLIV by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Villivakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VILLIV continue to work without interruption.
Branch address & contact
Bank of BarodaVillivakkam Branch
PUSHPANJALI APARTMENTS, NO 1 MTH ROAD,OPP INDUS IND BANK
Chennai, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0VILLIV
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Villivakkam branch but serve different purposes.
What is the phone number of Bank of Baroda Villivakkam branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0VILLIV for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VILLIV to send funds instantly.
Where is Bank of Baroda Villivakkam branch located?
Bank of Baroda's Villivakkam branch is located at PUSHPANJALI APARTMENTS, NO 1 MTH ROAD,OPP INDUS IND BANK, Chennai, Tamil Nadu.
How do I add Bank of Baroda Villivakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VILLIV, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0VILLIV be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Villivakkam reflect within 30 minutes.
Final notes
To recap: BARB0VILLIV is the IFSC code of Bank of Baroda, VILLIVAKKAM branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
