If you are searching for the IFSC code of Bank of Baroda, VENKATNARAYANA ROAD branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0VJVARO. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VENKATNARAYANA ROAD branch, and detailed step-by-step guides for using the IFSC BARB0VJVARO across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – VENKATNARAYANA ROAD is BARB0VJVARO. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJVARO map to this branch in CHENNAI, TAMIL NADU.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Venkatnarayana Road branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0VJVARO for all electronic settlement.
Venkatnarayana Road branch overview
Located at 31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017, the Venkatnarayana Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJVARO is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Venkatnarayana Road |
| IFSC Code | BARB0VJVARO |
| MICR Code | Refer to cheque leaf |
| Branch Address | 31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VENKATNARAYANA ROAD branch came to be assigned the code BARB0VJVARO.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJVARO, money simply cannot be routed to the VENKATNARAYANA ROAD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJVARO and the account number together uniquely identify the Venkatnarayana Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VJVARO
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVARO across all three.
How to use IFSC BARB0VJVARO for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's VENKATNARAYANA ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJVARO.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as VENKATNARAYANA ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VENKATNARAYANA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VENKATNARAYANA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJVARO while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – VENKATNARAYANA ROAD, use IMPS. With IFSC BARB0VJVARO and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJVARO for Bank of Baroda – VENKATNARAYANA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJVARO | Yes – BARB0VJVARO | Yes – BARB0VJVARO |
For most retail customers crediting the Venkatnarayana Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VENKATNARAYANA ROAD branch, the IFSC BARB0VJVARO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Venkatnarayana Road branch is mapped to IFSC BARB0VJVARO on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJVARO.
Banking services available
The Venkatnarayana Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJVARO
Online banking and IFSC BARB0VJVARO
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VENKATNARAYANA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVARO is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Venkatnarayana Road branch sits at 31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJVARO and your account number.
Common mistakes to avoid when using IFSC BARB0VJVARO
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VENKATNARAYANA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJVARO. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Venkatnarayana Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJVARO, however, work 24x7.
Verifying IFSC BARB0VJVARO from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJVARO by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaVenkatnarayana Road Branch
31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017
Chennai, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0VJVARO
Frequently asked questions
Can I use IFSC BARB0VJVARO for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJVARO to send funds instantly.
What is the phone number of Bank of Baroda Venkatnarayana Road branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJVARO the same for all accounts at Venkatnarayana Road branch?
Yes. The IFSC BARB0VJVARO is shared by every account held at Bank of Baroda's Venkatnarayana Road branch. Only the account number changes from customer to customer.
Does Bank of Baroda Venkatnarayana Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0VJVARO valid for NEFT and RTGS?
Yes. IFSC BARB0VJVARO is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Venkatnarayana Road branch but serve different purposes.
What is the IFSC code of Bank of Baroda Venkatnarayana Road branch?
The IFSC code of Bank of Baroda, Venkatnarayana Road branch is BARB0VJVARO. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Venkatnarayana Road branch located?
Bank of Baroda's Venkatnarayana Road branch is located at 31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017, Chennai, Tamil Nadu.
Summary
The IFSC code BARB0VJVARO belongs to Bank of Baroda's VENKATNARAYANA ROAD branch, located at 31 PALANI TOWERS VENKATNARAYANA ROAD,T NAGAR CHENNAI 600017 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
