IFSC Code of Bank of Baroda, Velappanchavadi, Tamil Nadu Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, VELAPPANCHAVADI, TAMIL NADU branch in CHENNAI. The 11-digit IFSC BARB0VELAPP uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the VELAPPANCHAVADI, TAMIL NADU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – VELAPPANCHAVADI, TAMIL NADU is BARB0VELAPP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VELAPP map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Velappanchavadi, Tamil Nadu branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0VELAPP for all electronic settlement.

About the Velappanchavadi, Tamil Nadu branch

The Velappanchavadi, Tamil Nadu branch of Bank of Baroda is situated at 126, POONAMALLEE,HIGH ROAD,VELAPPANCHAVADI,CHENNAI,TAMIL NADU 600077.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VELAPP is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VELAPPANCHAVADI, TAMIL NADU branch came to be assigned the code BARB0VELAPP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VELAPP, money simply cannot be routed to the VELAPPANCHAVADI, TAMIL NADU branch electronically.

How to transfer money using IFSC BARB0VELAPP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VELAPP across all three.

NEFT to Bank of Baroda, VELAPPANCHAVADI, TAMIL NADU using IFSC BARB0VELAPP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VELAPP, and confirm that the system picks up Bank of Baroda – VELAPPANCHAVADI, TAMIL NADU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0VELAPP

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – VELAPPANCHAVADI, TAMIL NADU, ensure your bank's portal accepts IFSC BARB0VELAPP while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda VELAPPANCHAVADI, TAMIL NADU (IFSC BARB0VELAPP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VELAPP in your mobile or internet banking app, and the money is credited to the VELAPPANCHAVADI, TAMIL NADU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Velappanchavadi, Tamil Nadu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VELAPP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VELAPPANCHAVADI, TAMIL NADU is still linked to IFSC BARB0VELAPP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VELAPPANCHAVADI, TAMIL NADU branch, the IFSC BARB0VELAPP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Velappanchavadi, Tamil Nadu branch is mapped to IFSC BARB0VELAPP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VELAPP.

Products and services

Customers walking into the Velappanchavadi, Tamil Nadu branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VELAPP

MICR & cheque-truncation details

Cheques drawn on the Velappanchavadi, Tamil Nadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VELAPP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Velappanchavadi, Tamil Nadu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VELAPP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VELAPPANCHAVADI, TAMIL NADU:

• The IFSC is exactly BARB0VELAPP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and VELAPPANCHAVADI, TAMIL NADU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Velappanchavadi, Tamil Nadu branch

The branch is located at 126, POONAMALLEE,HIGH ROAD,VELAPPANCHAVADI,CHENNAI,TAMIL NADU 600077., which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Velappanchavadi, Tamil Nadu branch” — the verified location pin for IFSC BARB0VELAPP should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VELAPP and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VELAPP for Bank of Baroda – VELAPPANCHAVADI, TAMIL NADU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Velappanchavadi, Tamil Nadu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VELAPP continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VELAPP belongs to Bank of Baroda's VELAPPANCHAVADI, TAMIL NADU branch, located at 126, POONAMALLEE,HIGH ROAD,VELAPPANCHAVADI,CHENNAI,TAMIL NADU 600077. in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.