This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, T.NAGAR BRANCH branch in CHENNAI. The 11-digit IFSC BARB0THEAGA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the T.NAGAR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0THEAGA is the IFSC of Bank of Baroda's T.NAGAR BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, THEAGA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its T.Nagar Branch branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0THEAGA for all electronic settlement.
T.Nagar Branch branch overview
Located at NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017, the T.Nagar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0THEAGA is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | T.Nagar Branch |
| IFSC Code | BARB0THEAGA |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including T.NAGAR BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0THEAGA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0THEAGA the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the T.Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0THEAGA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0THEAGA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0THEAGA across all three.
NEFT to Bank of Baroda, T.NAGAR BRANCH using IFSC BARB0THEAGA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0THEAGA, and confirm that the system picks up Bank of Baroda – T.NAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to T.NAGAR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's T.NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0THEAGA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda T.NAGAR BRANCH (IFSC BARB0THEAGA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0THEAGA in your mobile or internet banking app, and the money is credited to the T.NAGAR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0THEAGA for Bank of Baroda – T.NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0THEAGA | Yes – BARB0THEAGA | Yes – BARB0THEAGA |
For most retail customers crediting the T.Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0THEAGA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – T.NAGAR BRANCH is still mapped to IFSC BARB0THEAGA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0THEAGA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the T.Nagar Branch branch is mapped to IFSC BARB0THEAGA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0THEAGA.
Products and services
Customers walking into the T.Nagar Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0THEAGA
Online banking and IFSC BARB0THEAGA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the T.NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0THEAGA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the T.Nagar Branch branch
The branch is located at NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda T.Nagar Branch branch” — the verified location pin for IFSC BARB0THEAGA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0THEAGA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – T.NAGAR BRANCH:
- The IFSC is exactly BARB0THEAGA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and T.NAGAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The T.Nagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0THEAGA, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0THEAGA for Bank of Baroda – T.NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaT.Nagar Branch Branch
NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017
Chennai, Tamil Nadu
Phone: 1800223344
IFSC: BARB0THEAGA
Frequently asked questions
Is IFSC BARB0THEAGA the same for all accounts at T.Nagar Branch branch?
Yes. The IFSC BARB0THEAGA is shared by every account held at Bank of Baroda's T.Nagar Branch branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda T.Nagar Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda T.Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0THEAGA, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0THEAGA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0THEAGA to send funds instantly.
Does Bank of Baroda T.Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the T.Nagar Branch branch but serve different purposes.
Where is Bank of Baroda T.Nagar Branch branch located?
Bank of Baroda's T.Nagar Branch branch is located at NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017, Chennai, Tamil Nadu.
Summary
The IFSC code BARB0THEAGA belongs to Bank of Baroda's T.NAGAR BRANCH branch, located at NO.74, THEAGARAYA ROAD, NEAR PANAGAL PARK, T.NAGAR, CHENNAI 600017 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
