This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, SOWCARPET,CHENNAI branch in CHENNAI. The 11-digit IFSC BARB0VJSOWC uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the SOWCARPET,CHENNAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJSOWC is the IFSC of Bank of Baroda's SOWCARPET,CHENNAI branch. The format is fixed: BARB = bank code, 0 = reserved, VJSOWC = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sowcarpet,Chennai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0VJSOWC for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Sowcarpet,Chennai |
| IFSC Code | BARB0VJSOWC |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
About the Sowcarpet,Chennai branch
The Sowcarpet,Chennai branch of Bank of Baroda is situated at NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJSOWC is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOWCARPET,CHENNAI of Bank of Baroda — its own 11-character IFSC. The code BARB0VJSOWC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJSOWC the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sowcarpet,Chennai branch is mapped to IFSC BARB0VJSOWC on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJSOWC.
Products and services
Customers walking into the Sowcarpet,Chennai branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJSOWC
How to transfer money using IFSC BARB0VJSOWC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJSOWC across all three.
How to use IFSC BARB0VJSOWC for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SOWCARPET,CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJSOWC.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SOWCARPET,CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJSOWC
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SOWCARPET,CHENNAI, ensure your bank's portal accepts IFSC BARB0VJSOWC while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SOWCARPET,CHENNAI, use IMPS. With IFSC BARB0VJSOWC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJSOWC for Bank of Baroda – SOWCARPET,CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJSOWC | Yes – BARB0VJSOWC | Yes – BARB0VJSOWC |
For most retail customers crediting the Sowcarpet,Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJSOWC
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SOWCARPET,CHENNAI is still mapped to IFSC BARB0VJSOWC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJSOWC and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VJSOWC
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SOWCARPET,CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJSOWC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sowcarpet,Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJSOWC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SOWCARPET,CHENNAI:
- The IFSC is exactly BARB0VJSOWC with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SOWCARPET,CHENNAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sowcarpet,Chennai branch sits at NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJSOWC and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJSOWC for Bank of Baroda – SOWCARPET,CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sowcarpet,Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJSOWC, however, work 24x7.
Branch address & contact
Bank of BarodaSowcarpet,Chennai Branch
NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003
Chennai, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0VJSOWC
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJSOWC be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Sowcarpet,Chennai reflect within 30 minutes.
What is the phone number of Bank of Baroda Sowcarpet,Chennai branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Sowcarpet,Chennai branch located?
Bank of Baroda's Sowcarpet,Chennai branch is located at NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003, Chennai, Tamil Nadu.
Does Bank of Baroda Sowcarpet,Chennai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sowcarpet,Chennai branch but serve different purposes.
Can I use IFSC BARB0VJSOWC for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJSOWC to send funds instantly.
Summary
The IFSC code BARB0VJSOWC belongs to Bank of Baroda's SOWCARPET,CHENNAI branch, located at NO.74,AIV TOWERS , DEVARAJA MUDALI STREET , SOWCARPET,CHENNAI , CHENNAI , 600003 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
