Use this page as a one-stop reference for everything related to Bank of Baroda's RETAIL ASSET BRANCH,CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code BARB0DBTCHE is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBTCHE is the IFSC of Bank of Baroda's RETAIL ASSET BRANCH,CHENNAI branch. The format is fixed: BARB = bank code, 0 = reserved, DBTCHE = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Retail Asset Branch,Chennai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BARB0DBTCHE for all electronic settlement.
About this branch
The branch is located at RETAIL ASSET BRANCH83 TTK ROAD ALWARPET CHENNAI CHENNAI TAMIL NADU 600081. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBTCHE is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Retail Asset Branch,Chennai |
| IFSC Code | BARB0DBTCHE |
| MICR Code | Refer to cheque leaf |
| Branch Address | RETAIL ASSET BRANCH83 TTK ROAD ALWARPET CHENNAI CHENNAI TAMIL NADU 600081 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RETAIL ASSET BRANCH,CHENNAI of Bank of Baroda — its own 11-character IFSC. The code BARB0DBTCHE is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBTCHE the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Retail Asset Branch,Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBTCHE for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0DBTCHE
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBTCHE across all three.
How to use IFSC BARB0DBTCHE for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RETAIL ASSET BRANCH,CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBTCHE.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as RETAIL ASSET BRANCH,CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBTCHE
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI, ensure your bank's portal accepts IFSC BARB0DBTCHE while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI, use IMPS. With IFSC BARB0DBTCHE and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBTCHE for Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBTCHE | Yes – BARB0DBTCHE | Yes – BARB0DBTCHE |
For most retail customers crediting the Retail Asset Branch,Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBTCHE
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI is still mapped to IFSC BARB0DBTCHE. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBTCHE and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Retail Asset Branch,Chennai branch is mapped to IFSC BARB0DBTCHE on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBTCHE.
Banking services available
The Retail Asset Branch,Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBTCHE
Online banking and IFSC BARB0DBTCHE
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RETAIL ASSET BRANCH,CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBTCHE is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Retail Asset Branch,Chennai branch
The branch is located at RETAIL ASSET BRANCH83 TTK ROAD ALWARPET CHENNAI CHENNAI TAMIL NADU 600081, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Retail Asset Branch,Chennai branch” — the verified location pin for IFSC BARB0DBTCHE should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBTCHE and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI:
- The IFSC is exactly BARB0DBTCHE with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and RETAIL ASSET BRANCH,CHENNAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Retail Asset Branch,Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBTCHE, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBTCHE for Bank of Baroda – RETAIL ASSET BRANCH,CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaRetail Asset Branch,Chennai Branch
RETAIL ASSET BRANCH83 TTK ROAD ALWARPET CHENNAI CHENNAI TAMIL NADU 600081
Chennai, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0DBTCHE
Frequently asked questions
What is the IFSC code of Bank of Baroda Retail Asset Branch,Chennai branch?
The IFSC code of Bank of Baroda, Retail Asset Branch,Chennai branch is BARB0DBTCHE. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Retail Asset Branch,Chennai branch located?
Bank of Baroda's Retail Asset Branch,Chennai branch is located at RETAIL ASSET BRANCH83 TTK ROAD ALWARPET CHENNAI CHENNAI TAMIL NADU 600081, Chennai, Tamil Nadu.
Is IFSC BARB0DBTCHE the same for all accounts at Retail Asset Branch,Chennai branch?
Yes. The IFSC BARB0DBTCHE is shared by every account held at Bank of Baroda's Retail Asset Branch,Chennai branch. Only the account number changes from customer to customer.
Is IFSC BARB0DBTCHE valid for NEFT and RTGS?
Yes. IFSC BARB0DBTCHE is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Retail Asset Branch,Chennai branch but serve different purposes.
Does Bank of Baroda Retail Asset Branch,Chennai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How do I add Bank of Baroda Retail Asset Branch,Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBTCHE, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBTCHE be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Retail Asset Branch,Chennai reflect within 30 minutes.
Final notes
To recap: BARB0DBTCHE is the IFSC code of Bank of Baroda, RETAIL ASSET BRANCH,CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
