IFSC Code of Bank of Baroda, Chavaj, Dist.-Bharuch Branch, Gujarat

Below are the complete branch details for Bank of Baroda, CHAVAJ, DIST.-BHARUCH branch, located in CHAVAJ, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0CHAVAJ. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0CHAVAJ for Bank of Baroda – CHAVAJ, DIST.-BHARUCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's CHAVAJ, DIST.-BHARUCH branch, the IFSC BARB0CHAVAJ breaks down as follows: BARB identifies the bank, 0 is the reserved character, and CHAVAJ identifies this particular branch.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chavaj, Dist.-Bharuch branch in Chavaj, Gujarat is part of this network and uses the IFSC code BARB0CHAVAJ for all electronic settlement.

Branch details at a glance

Chavaj, Dist.-Bharuch branch overview

Located at 1ST FLOOR,GANESH ARCADE DAHEJ BYPASS ROAD DIST.-BHARUCH-392001, the Chavaj, Dist.-Bharuch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0CHAVAJ is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's CHAVAJ, DIST.-BHARUCH branch came to be assigned the code BARB0CHAVAJ.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0CHAVAJ, money simply cannot be routed to the CHAVAJ, DIST.-BHARUCH branch electronically.

Products and account variants supported

Every account opened at the Chavaj, Dist.-Bharuch branch is mapped to IFSC BARB0CHAVAJ on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0CHAVAJ.

Products and services

Customers walking into the Chavaj, Dist.-Bharuch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0CHAVAJ

How to transfer money using IFSC BARB0CHAVAJ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CHAVAJ across all three.

NEFT to Bank of Baroda, CHAVAJ, DIST.-BHARUCH using IFSC BARB0CHAVAJ

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0CHAVAJ, and confirm that the system picks up Bank of Baroda – CHAVAJ, DIST.-BHARUCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHAVAJ, DIST.-BHARUCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's CHAVAJ, DIST.-BHARUCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0CHAVAJ while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda CHAVAJ, DIST.-BHARUCH (IFSC BARB0CHAVAJ)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0CHAVAJ in your mobile or internet banking app, and the money is credited to the CHAVAJ, DIST.-BHARUCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0CHAVAJ for Bank of Baroda – CHAVAJ, DIST.-BHARUCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chavaj, Dist.-Bharuch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0CHAVAJ

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – CHAVAJ, DIST.-BHARUCH is still mapped to IFSC BARB0CHAVAJ. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0CHAVAJ and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0CHAVAJ

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CHAVAJ, DIST.-BHARUCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0CHAVAJ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0CHAVAJ and the account number together uniquely identify the Chavaj, Dist.-Bharuch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BARB0CHAVAJ

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CHAVAJ, DIST.-BHARUCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0CHAVAJ.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chavaj, Dist.-Bharuch branch

The branch is located at 1ST FLOOR,GANESH ARCADE DAHEJ BYPASS ROAD DIST.-BHARUCH-392001, which puts it inside Chavaj, the broader Bharuch district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Chavaj, Dist.-Bharuch branch” — the verified location pin for IFSC BARB0CHAVAJ should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CHAVAJ and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0CHAVAJ for Bank of Baroda – CHAVAJ, DIST.-BHARUCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chavaj, Dist.-Bharuch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0CHAVAJ, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0CHAVAJ belongs to Bank of Baroda's CHAVAJ, DIST.-BHARUCH branch, located at 1ST FLOOR,GANESH ARCADE DAHEJ BYPASS ROAD DIST.-BHARUCH-392001 in CHAVAJ, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.