IFSC Code of Bank of Baroda, Chakulia Br., Dist.Purbi Singhbhum, Jharkhand Branch, Jharkhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND branch in CHAKULIA. The 11-digit IFSC BARB0CHAKUL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND is BARB0CHAKUL. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CHAKUL map to this branch in CHAKULIA, JHARKHAND.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch in Chakulia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0CHAKUL.

Branch details at a glance

About the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch

The Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch of Bank of Baroda is situated at PO. CHAKULIA, DIST. PURBI SINGHBHUM, JHARKHAND - 832 301.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0CHAKUL is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND of Bank of Baroda — its own 11-character IFSC. The code BARB0CHAKUL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0CHAKUL the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch

Once you have an account at Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, the IFSC BARB0CHAKUL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0CHAKUL

How to transfer money using IFSC BARB0CHAKUL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CHAKUL across all three.

How to use IFSC BARB0CHAKUL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0CHAKUL.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0CHAKUL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, ensure your bank's portal accepts IFSC BARB0CHAKUL while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, use IMPS. With IFSC BARB0CHAKUL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0CHAKUL for Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND branch, the IFSC BARB0CHAKUL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0CHAKUL

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0CHAKUL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0CHAKUL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BARB0CHAKUL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0CHAKUL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch

The branch is located at PO. CHAKULIA, DIST. PURBI SINGHBHUM, JHARKHAND - 832 301., which puts it inside Chakulia, the broader Purbi Singhbhum district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Chakulia Br., Dist.Purbi Singhbhum, Jharkhand branch” — the verified location pin for IFSC BARB0CHAKUL should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CHAKUL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0CHAKUL for Bank of Baroda – CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chakulia Br., Dist.Purbi Singhbhum, Jharkhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0CHAKUL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0CHAKUL is the IFSC code of Bank of Baroda, CHAKULIA BR., DIST.PURBI SINGHBHUM, JHARKHAND branch, in CHAKULIA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.