IFSC Code of Bank of Baroda, Cavelossim,Dist South Goa Branch, Goa

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, CAVELOSSIM,DIST SOUTH GOA branch in CAVELOSSIM. The 11-digit IFSC BARB0CAVELO uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the CAVELOSSIM,DIST SOUTH GOA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – CAVELOSSIM,DIST SOUTH GOA is BARB0CAVELO. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CAVELO map to this branch in CAVELOSSIM, GOA.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Cavelossim,Dist South Goa branch in Cavelossim. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0CAVELO.

About this branch

The branch is located at BANK OF BARODA NEAR THE CHURCH CAVELOSSIM SALCETE 403 731. It serves the Cavelossim region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0CAVELO is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAVELOSSIM,DIST SOUTH GOA of Bank of Baroda — its own 11-character IFSC. The code BARB0CAVELO is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0CAVELO the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0CAVELO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0CAVELO across all three.

NEFT to Bank of Baroda, CAVELOSSIM,DIST SOUTH GOA using IFSC BARB0CAVELO

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0CAVELO, and confirm that the system picks up Bank of Baroda – CAVELOSSIM,DIST SOUTH GOA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CAVELOSSIM,DIST SOUTH GOA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's CAVELOSSIM,DIST SOUTH GOA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0CAVELO while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda CAVELOSSIM,DIST SOUTH GOA (IFSC BARB0CAVELO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0CAVELO in your mobile or internet banking app, and the money is credited to the CAVELOSSIM,DIST SOUTH GOA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Cavelossim,Dist South Goa

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0CAVELO:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CAVELOSSIM,DIST SOUTH GOA is still linked to IFSC BARB0CAVELO.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's CAVELOSSIM,DIST SOUTH GOA branch, the IFSC BARB0CAVELO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Cavelossim,Dist South Goa branch is mapped to IFSC BARB0CAVELO on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0CAVELO.

Banking services available

The Cavelossim,Dist South Goa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0CAVELO

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0CAVELO and the account number together uniquely identify the Cavelossim,Dist South Goa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Cavelossim,Dist South Goa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0CAVELO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – CAVELOSSIM,DIST SOUTH GOA:

• The IFSC is exactly BARB0CAVELO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and CAVELOSSIM,DIST SOUTH GOA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Cavelossim,Dist South Goa branch

The branch is located at BANK OF BARODA NEAR THE CHURCH CAVELOSSIM SALCETE 403 731, which puts it inside Cavelossim, the broader South Goa district, and the state of Goa. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Cavelossim,Dist South Goa branch” — the verified location pin for IFSC BARB0CAVELO should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0CAVELO and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0CAVELO for Bank of Baroda – CAVELOSSIM,DIST SOUTH GOA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Cavelossim,Dist South Goa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0CAVELO continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0CAVELO is the IFSC code of Bank of Baroda, CAVELOSSIM,DIST SOUTH GOA branch, in CAVELOSSIM, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.