IFSC Code of Bank of Baroda, Medical College,Kozhikode Branch, Kerala

Use this page as a one-stop reference for everything related to Bank of Baroda's MEDICAL COLLEGE,KOZHIKODE branch in CALICUT, KERALA. The branch's IFSC code BARB0MCALIC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – MEDICAL COLLEGE,KOZHIKODE is BARB0MCALIC. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MCALIC map to this branch in CALICUT, KERALA.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Medical College,Kozhikode branch — IFSC BARB0MCALIC — extends the bank's services to customers in and around Calicut, Kerala.

About the Medical College,Kozhikode branch

The Medical College,Kozhikode branch of Bank of Baroda is situated at HILL VIEW,30/721-E,MEDICAL COLLEGE,CALICUT,KERALA 673008.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MCALIC is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MEDICAL COLLEGE,KOZHIKODE branch came to be assigned the code BARB0MCALIC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MCALIC, money simply cannot be routed to the MEDICAL COLLEGE,KOZHIKODE branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MCALIC and the account number together uniquely identify the Medical College,Kozhikode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0MCALIC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MCALIC across all three.

NEFT to Bank of Baroda, MEDICAL COLLEGE,KOZHIKODE using IFSC BARB0MCALIC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MCALIC, and confirm that the system picks up Bank of Baroda – MEDICAL COLLEGE,KOZHIKODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEDICAL COLLEGE,KOZHIKODE

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MEDICAL COLLEGE,KOZHIKODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MCALIC while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda MEDICAL COLLEGE,KOZHIKODE (IFSC BARB0MCALIC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0MCALIC in your mobile or internet banking app, and the money is credited to the MEDICAL COLLEGE,KOZHIKODE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Medical College,Kozhikode

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MCALIC:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL COLLEGE,KOZHIKODE is still linked to IFSC BARB0MCALIC.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0MCALIC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MEDICAL COLLEGE,KOZHIKODE is still mapped to IFSC BARB0MCALIC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MCALIC and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Medical College,Kozhikode branch is mapped to IFSC BARB0MCALIC on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0MCALIC.

Banking services available

The Medical College,Kozhikode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MCALIC

Online banking and IFSC BARB0MCALIC

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MEDICAL COLLEGE,KOZHIKODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MCALIC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Medical College,Kozhikode branch

The branch is located at HILL VIEW,30/721-E,MEDICAL COLLEGE,CALICUT,KERALA 673008., which puts it inside Calicut, the broader Kozhikode district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Medical College,Kozhikode branch” — the verified location pin for IFSC BARB0MCALIC should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MCALIC and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MEDICAL COLLEGE,KOZHIKODE:

• The IFSC is exactly BARB0MCALIC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and MEDICAL COLLEGE,KOZHIKODE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Medical College,Kozhikode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MCALIC continue to work without interruption.

Verifying IFSC BARB0MCALIC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MCALIC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0MCALIC belongs to Bank of Baroda's MEDICAL COLLEGE,KOZHIKODE branch, located at HILL VIEW,30/721-E,MEDICAL COLLEGE,CALICUT,KERALA 673008. in CALICUT, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.